Skip to main content

A New Standard
for Taking Payments Whether at the counter or on the go, sell your products and services with the latest technology in payments processing—and benefit quickly with same-business-day funding.footnote1

A New Standard
for Taking Payments Whether at the counter or on the go, sell your products and services with the latest technology in card processing—and benefit quickly with same-business-day funding.footnote1

Time is money. So get more with our point-of-sale suite.

Same-business-day Funding

Get paid sooner with your Bank of the West Business Checking account. At no extra cost, all your eligible transactions of the day will deposit directly, same business day.

Brown stars

Get paid sooner with your Bank of the West Business Checking account. At no extra cost, all your eligible transactions of the day will deposit directly, same business day.

Elavon logo

Trusted Card Processing & Data Security

Elavon logo

Along with the best hardware choice comes an award-winning card processing service. Powered by Elavonfootnote2—an industry-leading payment processor—our solutions offer encrypted security with reliable breach assistancefootnote3.

US-based Customer Service — 24/7

Woman on phone

Rest assured, knowing you can count on a dedicated technical-support team. Whether you need help with troubleshooting or guidance with your setup, your customer service team is always within reach to help you.

Woman on phone

The All-in-one Poynt Terminal

Checkout your customers with ease, whether at the retail counter or restaurant table. The Poynt terminal supports payments made by mobile wallets, card insertion or swipes and contactless chips. Beyond the payments, you can easily monitor your business and trends with insightful optics. It’s a new way to see and report your daily business with the built-in Poynt HQ app.

Dual-facing touchscreens with clear & dynamic interface

 

Easy, Seamless Transactions

The touch-screen design offers crystal-clear detail and dual interaction, making your customer's experience fast, efficient and pleasant. The Poynt is simply newfound clarity in your POS experience.

$39 / month Apply Now

Explore the Variety in Payment Processing Types

Depending on your business type, we offer the right equipment to make your sales happen just about anywherefootnote4. With no long-term commitments, your monthly cost includes hardware, software and top-tier coverage for all transaction types. These devices support contactless/phone payments, EMV chip and card swipe acceptance—with reliable security to keep your customers’ data safe.

Countertop Devices

Smart Terminal

Smart Terminal

Smart Terminal

  • Wi-Fi ready
  • Dual-facing touch screens
  • Real-time analytics & reporting
  • Paper & digital receipts
  • All-in-one POS solution

$39/month

Apply Now

Standard Terminal

Standard Terminal

Standard Terminal

  • Ethernet-cable connectivity required
  • Compact design
  • Durable touchpad
  • Paper receipts (tip line optional)
  • Traditional solution for retail sales

$10/month

Apply Now

Mobile Devices

Portable Terminal

Portable Terminal

Portable Terminal

  • Wi-Fi ready
  • Pocket-sized design
  • Real-time analytics & reporting
  • Digital receipts
  • Accept payments on the go

$39/month

Apply Now

Mobile Card Reader

Mobile card reader Mobile card reader

Mobile Card Reader

  • Bluetooth to a phone or tablet
  • Compact, feather-weight design
  • Durable touchpad
  • Digital receipts
  • Accept payments on the go

$167 + tax / one time

plus get a $167 statement credit if activated within 60 daysfootnote5

Apply Now

eCommerce Solutions

 

Virtual Terminal

  • Take payments over the phone
  • Online processing—no hardware
  • Secure, key-entered transactions
  • Address verification at no extra cost
  • Multi-location and multi-user access

$10 / month

Apply Now
 

Custom Payment Services

  • Competitive rates and processing fees
  • Integrate shopping carts & other apps
  • Strengthen your transaction security
  • Get better breach assistance
  • Custom design your eCommerce experience

Custom Quote

Accepting payments is just the beginning

Bank of the West Merchant Services is more than just accepting payments. We can help you improve cash flow, grow sales, and stay in control of finances—all with no long-term commitments.

Talk to a Merchant Services Specialist

Call 1-844-246-5606
For relay service — dial 711.

Get Started Today

 

Legal information and Disclosures

1. Applies only to transactions that are electronically deposited into your Bank of the West account. Transaction files received by 7:00 pm PT will be funded to a Bank of the West Business Checking account the same business day. Files received after 7:00 pm PT will be funded the next business day. Our business days are Monday through Friday excluding federal holidays. Transaction limits and restrictions may apply. Funding on weekends and holidays via Elavon's True Daily funding service subject to a monthly fee. Ask for details.

2. Merchant Services are: (i) provided by Elavon®, a separate legal entity which Bank of the West does not own or control; and (ii) subject to credit approval and to terms, conditions and fees established by Elavon. Bank of the West makes no representations or warranties regarding Elavon's services and does not accept any responsibility for those services or for any other acts or omissions of Elavon. Bank of the West may be compensated by Elavon for approved accounts, among other things.

3. Requires SAFE-T solution provided by Elavon. SAFE-T is provided by and subject to approval by Elavon. SAFE-T includes up to $100,000 in breach assistance with Silver package and up to $250,000 with Gold package.

4. Payments accepted in the U.S. only. Elavon monthly service charges may apply for processing transactions via mobile payment apps. Web access is needed to download and use mobile app; your mobile carrier may charge access fees depending on your individual plan; check with your carrier for specific fees and charges that may apply. Some features may require additional online setup. Any fees for optional transactions or services will be identified during registration for these services and during their use. Rates and fees may change without notice. Other conditions and fees may apply.

5. A merchant services account statement credit will be awarded to new Bank of the West Merchant Services customers who (1) are approved and open a new merchant services account with Elavon and (2) purchase the Link/2500 or RP457c mobile card reader between January 1, 2020 and December 31, 2020; followed by (3) activate your merchant services account within 60 days of approval. The statement credit for the purchase of the Link/2500 mobile card reader unit will be $167 and the statement credit purchase of the RP457c mobile card reader unit will be in the amount of $78. Limit of one statement credit per Merchant ID (MID). A new merchant services account is activated by processing a transaction within 60 days of merchant services account being approved by Elavon. The statement credit will be applied to your merchant services account statement no later than one month after your new merchant services account is activated.