A New Standard
for Taking Payments Whether at the counter or on the go, sell your products and services with the latest technology in payments processing—and benefit quickly with same-business-day funding.^footnote1

Time is money. So get more with our point-of-sale suite.

Same-business-day Funding

Get paid sooner with your Bank of the West Business Checking account. At no extra cost, all your eligible transactions of the day will deposit directly, same business day.

Trusted Card Processing & Data Security

Along with the best hardware choice comes an award-winning card processing service. Powered by Elavon^footnote2—an industry-leading payment processor—our solutions offer encrypted security with reliable breach assistance^footnote3.

US-based Customer Service — 24/7

Rest assured, knowing you can count on a dedicated technical-support team. Whether you need help with troubleshooting or guidance with your setup, your customer service team is always within reach to help you.

The All-in-one Poynt Terminal

Checkout your customers with ease, whether at the retail counter or restaurant table. The Poynt terminal supports payments made by mobile wallets, card insertion or swipes and contactless chips. Beyond the payments, you can easily monitor your business and trends with insightful optics. It’s a new way to see and report your daily business with the built-in Poynt HQ app.

Dual-facing touchscreens with clear & dynamic interface

Easy, Seamless Transactions

The touch-screen design offers crystal-clear detail and dual interaction, making your customer's experience fast, efficient and pleasant. The Poynt is simply newfound clarity in your POS experience.

$39 / month

Plus get a $240 statement credit if activated within 60 days of approval⁵

Apply Now

Explore the Variety in Payment Processing Types

Depending on your business type, we offer the right equipment to make your sales happen just about anywhere^footnote4. With no long-term commitments, your monthly cost includes hardware, software and top-tier coverage for all transaction types. These devices support contactless/phone payments, EMV chip and card swipe acceptance—with reliable security to keep your customers’ data safe.

Countertop Devices

Smart Terminal

Wi-Fi ready
Dual-facing touch screens
Real-time analytics & reporting
Paper & digital receipts
All-in-one POS solution

^$39/month

plus get a $240 statement credit if activated within 60 days of approval^footnote5

Apply Now

Standard Terminal

Ethernet-cable connectivity required
Compact design
Durable touchpad
Paper receipts (tip line optional)
Traditional solution for retail sales

^$10/month

plus get a $120 statement credit if activated within 60 days of approval^footnote5

Apply Now

Mobile Devices

Mobile Card Reader

Bluetooth to a smartphone (iOS & Android)
Compact and flexible solution
Fast transaction processing with Quick Chip
Digital receipts
Accept payments on the go

^$89 + tax / one time

plus get a $89 statement credit if activated within 60 days of approval^footnote6

Apply Now

eCommerce Solutions

Virtual Terminal

Take payments over the phone
Online processing—no hardware
Secure, key-entered transactions
Address verification at no extra cost
Multi-location and multi-user access

^$10 / month

Apply Now

Custom Payment Services

Competitive rates and processing fees
Integrate shopping carts & other apps
Strengthen your transaction security
Get better breach assistance
Custom design your eCommerce experience

Custom Quote

Legal information and Disclosures

1. Applies only to transactions that are electronically deposited into your Bank of the West account. Transaction files received by 7:00 pm PT will be funded to a Bank of the West Business Checking account the same business day. Files received after 7:00 pm PT will be funded the next business day. Our business days are Monday through Friday excluding federal holidays. Transaction limits and restrictions may apply. Funding on weekends and holidays via Elavon's True Daily funding service subject to a monthly fee. Ask for details.

2. Merchant Services are: (i) provided by Elavon®, a separate legal entity which Bank of the West does not own or control; and (ii) subject to credit approval and to terms, conditions and fees established by Elavon. Bank of the West makes no representations or warranties regarding Elavon's services and does not accept any responsibility for those services or for any other acts or omissions of Elavon. Bank of the West may be compensated by Elavon for approved accounts, among other things.

3. Requires SAFE-T solution provided by Elavon. SAFE-T is provided by and subject to approval by Elavon. SAFE-T includes up to $100,000 in breach assistance with Silver package and up to $250,000 with Gold package.

4. Payments accepted in the U.S. only. Elavon monthly service charges may apply for processing transactions via mobile payment apps. Web access is needed to download and use mobile app; your mobile carrier may charge access fees depending on your individual plan; check with your carrier for specific fees and charges that may apply. Some features may require additional online setup. Any fees for optional transactions or services will be identified during registration for these services and during their use. Rates and fees may change without notice. Other conditions and fees may apply.

5. One year's worth of the highest applicable monthly hardware rental fee will be reimbursed via a one-time, upfront merchant services account statement credit to customers who (1) are approved and open a new Bank of the West merchant services account with Elavon and (2) rent qualifying hardware, between January 1, 2021 and December 31, 2021 and (3) activate the merchant services account within 60 days of approval. A new merchant services account is activated by processing and settling a transaction. The statement credit will be applied to your merchant services account no later than two months after you activate. Some rentals include software fees which will not be credited. Qualifying equipment includes any rented hardware with a minimum of $10/month rental charge. As long as you are enrolled to rent equipment, you will incur a monthly rental fee. Features and functionality may vary per terminal model. Rental equipment may be new or used and is dependent on inventory available at time of order. All used equipment is inspected and refurbished upon return before being re-deployed. Rentals are month to month and may be terminated at any time by Elavon. Purchase options are also available. Offer is limited to one statement credit per Merchant ID (MID).

6. A one-time merchant services account statement credit for the cost of the mobile card reader unit (cost may vary based on model), less any applicable taxes, will be awarded to customers who (1) are approved and open a new Bank of the West merchant services account with Elavon and (2) purchase an eligible mobile card reader between December 1, 2020 and December 31, 2021 and (3) activate the merchant services account within 60 days of approval. A new merchant services account is activated by processing and settling a transaction. The statement credit will be applied to your merchant services account no later than two months after you activate. Offer is limited to one statement credit per Merchant ID (MID).

A New Standard
for Taking Payments Whether at the counter or on the go, sell your products and services with the latest technology in payments processing—and benefit quickly with same-business-day funding.^footnote1

A New Standard
for Taking Payments Whether at the counter or on the go, sell your products and services with the latest technology in card processing—and benefit quickly with same-business-day funding.^footnote1

Time is money. So get more with our point-of-sale suite.

Same-business-day Funding

Trusted Card Processing & Data Security

US-based Customer Service — 24/7

The All-in-one Poynt Terminal

Dual-facing touchscreens with clear & dynamic interface

Easy, Seamless Transactions

Explore the Variety in Payment Processing Types

Countertop Devices

Smart Terminal

Smart Terminal

Standard Terminal

Standard Terminal

Mobile Devices

Mobile Card Reader

Mobile Card Reader

eCommerce Solutions

Virtual Terminal

Custom Payment Services

Accepting payments is just the beginning

Legal information and Disclosures

A New Standard for Taking Payments Whether at the counter or on the go, sell your products and services with the latest technology in payments processing—and benefit quickly with same-business-day funding.footnote1

A New Standard for Taking Payments Whether at the counter or on the go, sell your products and services with the latest technology in card processing—and benefit quickly with same-business-day funding.footnote1

Time is money. So get more with our point-of-sale suite.

Same-business-day Funding

Trusted Card Processing & Data Security

US-based Customer Service — 24/7

The All-in-one Poynt Terminal

Dual-facing touchscreens with clear & dynamic interface

Easy, Seamless Transactions

Explore the Variety in Payment Processing Types

Countertop Devices

Smart Terminal

Smart Terminal

Standard Terminal

Standard Terminal

Mobile Devices

Mobile Card Reader

Mobile Card Reader

eCommerce Solutions

Virtual Terminal

Custom Payment Services

Accepting payments is just the beginning

Legal information and Disclosures

A New Standard
for Taking Payments Whether at the counter or on the go, sell your products and services with the latest technology in payments processing—and benefit quickly with same-business-day funding.^footnote1

A New Standard
for Taking Payments Whether at the counter or on the go, sell your products and services with the latest technology in card processing—and benefit quickly with same-business-day funding.^footnote1