Give your business room to grow

An SBA 504 Loan lets you expand or modernize your small business.

Get the funds you need to purchase commercial real estate, fund new construction or purchase equipment.


Talk to your Business Banker. Find a branch

Loans from $250,000 to $15 million for:

  • Real estate purchase or construction
  • Equipment purchase

Terms and rates:

  • Up to 90% financing
  • Up to 25 years, fully amortized
  • Fixed and variable rate options


The fees1 can be included in the financing:

  • SBA guarantee fee and loan packaging fee
  • Environmental / Appraisal fee when applicable
  • Additional fees for construction loans when applicable

SBA Loan Key Advantages

• Higher loan amounts
• Lower down payments
• Longer terms

Legal information and Disclosures

SBA loans from Bank of the West are in participation with the US Small Business Administration. Loans are subject to credit approval in accordance with both Bank of the West and SBA eligibility and lending guidelines and are for business purposes only. Offer, terms, and conditions are subject to change at any time without prior notice. Conditions, fees, and restrictions may apply.

1 Fees based on loan amount.