Compare our SBA loan features
Showing information for California
Get the funds to expand your business, buy out a partner, purchase commercial property, build a new facility, upgrade equipment, and more.
SBA Loans offer key advantages
Started by the U.S. Small Business Administration to help small businesses grow, SBA loans offer key advantages over most traditional loans.
SBA 7(a) Loan
$50,000 up to $5 million
Projects
- Real estate purchase, refinance or construction
- Business acquisition or partner buyout
- Equipment purchase or refinance
- Medical practice start-up
- Working capital
Key Features
- Up to 90% financing
- Up to 25 years, fully amortized
- Fixed and variable rates
Fees1
- SBA guarantee fee
- Loan packaging fee
- Environmental / Appraisal fee when applicable
- Additional fees may be applicable for construction loans
- Fees may be financed
SBA Loan Key Advantages
- Higher loan amounts
- Lower down payments
- Longer terms
LEARN MORE
SBA 504 Loan
$250,000 up to $15 million
Projects
- Real estate purchase or construction
- Equipment purchase
Key Features
- Up to 90% financing
- Up to 25 years, fully amortized
- Fixed and variable rates
Fees1
- Loan origination fee
- Loan packaging fee
- Environmental / Appraisal fee when applicable
- Additional fees may be applicable for construction loans
- Fees may be financed
SBA Preferred Lender Key Advantages
- As an SBA Preferred Lender, we're authorized to approve loans in-house; simplifying and expediting the approval process.
LEARN MORE
Legal information and Disclosures
SBA loans from Bank of the West are in participation with the US Small Business Administration. Loans are subject to credit approval in accordance with both Bank of the West and SBA eligibility and lending guidelines and are for business purposes only.
Offer, terms, and conditions are subject to change at any time without prior notice. Conditions, fees, and restrictions may apply.
1 Fees based on loan amount.