A range of Business Lines of Credit to help bring goals within reach
Our Business Line of Credit, Business Overdraft Protection, or Home Equity Line for Business can help keep things running smoothly—whether you’re looking to manage cash flow, purchase inventory, or finance accounts receivable.
Business Line of Credit
Line amounts from $26,000 to help you:
- Manage seasonal cash flow, receivables, and inventory
- Capitalize on new business opportunities
Terms and rates:
- Variable interest rate based on Prime Rate
Key advantages:
- Easy access to funds
- Discounted rate with Automatic Payment Option
- Competitive pricing and a low annual fee
To get started:
For lines up to $250,000, you can complete the application process entirely online.
APPLY NOWFor lines over $250,000, contact us.
Business Overdraft Protection
Line amounts from $2,000 to $25,000 to help you:
- Cover checks and automatic debits when there is not enough money in your Bank of the West Business Checking account
Terms and rates:
- Variable interest rate based on Prime Rate
Key advantages:
- Provides a cushion for unexpected cash flow demands
- Helps protect the reputation of your business
- Links directly to your Business Checking account
To get started:
Apply Now
Home Equity Line for Business
Line amounts from $26,000 to $750,000 to help you:
- Address short-term financing needs
- Purchase new equipment
- Invest in your growth
Terms and rates:
- Terms up to 10 years
- Variable interest rate based on Prime Rate
Key advantages:
- Use the equity in your personal residence
- Discounted rate with Automatic Payment Option
- Competitive pricing and a low annual fee
Get help reaching your business goals
Talk to your Business Banker.
Call 1-866-306-7254
TTY 1-800-659-5495
We can also help you with:
Legal information and Disclosures
Loans and lines of credit are subject to credit approval and for business purposes only. Terms, conditions, fees, and other restrictions may apply. Rates are subject to change and depend on terms.