Be Ready for Business Opportunities

A range of Business Lines of Credit to help bring goals within reach

Our Business Line of Credit, Business Overdraft Protection, or Home Equity Line for Business can help keep things running smoothly—whether you’re looking to manage cash flow, purchase inventory, or finance accounts receivable.

Contact us


Call 1-866-306-7254
TTY 1-800-659-5495


Find a branch

Business Line of Credit

Line amounts from $26,000 to $750,000 to help you:


  • Manage seasonal cash flow, receivables, and inventory
  • Capitalize on new business opportunities

Terms and rates:


  • Variable interest rate based on Prime Rate

Key advantages:


  • Easy access to funds
  • Discounted rate with Automatic Payment Option
  • Competitive pricing and a low annual fee

To get started:

For lines up to $100,000, you can complete the application process entirely online.

APPLY NOW

For lines over $100,000, contact us.

Business Overdraft Protection

Line amounts from $5,000 to $25,000 to help you:


  • Cover checks and automatic debits when there is not enough money in your Bank of the West Business Checking account

Terms and rates:


  • Variable interest rate based on Prime Rate

Key advantages:


  • Provides a cushion for unexpected cash flow demands
  • Helps protect the reputation of your business
  • Links directly to your Business Checking account

To get started:
Apply Now

Home Equity Line for Business

Line amounts from $26,000 to $750,000 to help you:


  • Address short-term financing needs
  • Purchase new equipment
  • Invest in your growth

Terms and rates:


  • Terms up to 10 years
  • Variable interest rate based on Prime Rate

Key advantages:


  • Use the equity in your personal residence
  • Discounted rate with Automatic Payment Option
  • Competitive pricing and a low annual fee

Get help reaching your business goals

Contact us


Talk to your Business Banker.

Call 1-866-306-7254
TTY 1-800-659-5495

Legal information and Disclosures

Loans and lines of credit are subject to credit approval and for business purposes only. Terms, conditions, fees, and other restrictions may apply. Rates are subject to change and depend on terms.