Lines of Credit

A range of Business Lines of Credit to help bring goals within reach

Our Business Line of Credit, Business Overdraft Protection, or Home Equity Line for Business can help keep things running smoothly—whether you’re looking to manage cash flow, purchase inventory, or finance accounts receivable.

Talk to a Business Banker

1-888-789-2345

TTY 1-800-659-5495

Monday – Friday, 8 am – 7 pm CT

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Business Line of Credit

  • Line amount from $26,000 to help you:
    • Manage seasonal cash flow, receivables, and inventory
    • Capitalize on new business opportunities
  • Terms and rates:
    • Variable interest rate based on Prime Rate
  • Key advantages:
    • Easy access to funds
    • Discounted rate with Automatic Payment Option
    • Competitive pricing and low annual fee
  • To get started:
    • For lines up to $250,000, you can complete the application process entirely online
  • Apply Now

Business Overdraft Protection

  • Line amounts from $2,000 to $25,000 to help you:
    • Cover checks and automatic debits when there is not enough money in your Bank of the West Business Checking account
  • Terms and rates:
    • Variable interest rate based on Prime Rate
  • Key advantages:
    • Provides a cushion for unexpected cash flow demands
    • Helps protect the reputation of your business
    • Links directly to your Bank of the West Business Checking account
  • To get started:
    • For lines up to $250,000, you can complete the application process entirely online
  • Apply Now

Home Equity Line for Business

  • Revolving line or term loan amounts from $26,000 to $1,500,000 to help you:
    • Address short-term financing needs
    • Purchase new equipment
    • Invest in your growth
  • Terms and rates:
    • Terms up to 10 years
    • Variable interest rate based on Prime Rate
  • Key advantages:
    • Use the equity in your personal residence
    • Discounted rate with Automatic Payment Option
    • Competitive pricing and a low annual fee
  • Learn More

Get help reaching your business goals

Talk to a Business Banker
Call 1-888-789-2345
TTY 1-800-659-5495

Contact Us

We can also help you with:

Business Loans

Merchant Services Solutions

Business Checking Accounts

Cash Management

Business Credit Cards

Tell us where you live

Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.