Improve your monthly cash flow — with our PRO Lease.

If you want to keep equipment financing costs as low as possible, a PRO Lease can help you do it. This fixed-rate, fixed-term lease typically provides:

• 100% financing, often including sales tax, shipping, and installation
• A fixed interest rate and monthly payment
• Flexible payment options — monthly or quarterly
• A stated residual value is agreed upon at lease inception
• Bank of the West is the owner of the equipment and receives the associated depreciation expense
• Payments on this tax-oriented lease are typically lower than a traditional loan product as a result of the residual amount and the depreciation generated by ownership of the equipment
• Ownership of the equipment at the end of the lease for the greater of the stated residual value or its then-Fair Market Value
• if you elect not to purchase the equipment, your lease will extend for an additional year, typically with a reduced monthly payment.

Advantages

• Since the bank is the owner of the equipment and entitled to a depreciation deduction for the equipment, you get a lower payment and interest rate as a result of the transfer of tax benefits.^*

Compare equipment leases >