Looking for a cost effective way
to refinance equipment?

Improve your monthly cash flow — with our PRO Lease.


If you want to keep equipment financing costs as low as possible, a PRO Lease can help you do it. This fixed-rate, fixed-term lease typically provides:


  • 100% financing, often including sales tax, shipping, and installation
  • A fixed interest rate and monthly payment
  • Flexible payment options — monthly or quarterly
  • A stated residual value is agreed upon at lease inception
  • Bank of the West is the owner of the equipment and receives the associated depreciation expense
  • Payments on this tax-oriented lease are typically lower than a traditional loan product as a result of the residual amount and the depreciation generated by ownership of the equipment
  • Ownership of the equipment at the end of the lease for the greater of the stated residual value or its then-Fair Market Value
  • if you elect not to purchase the equipment, your lease will extend for an additional year, typically with a reduced monthly payment.

Advantages

  • Since the bank is the owner of the equipment and entitled to a depreciation deduction for the equipment, you get a lower payment and interest rate as a result of the transfer of tax benefits.*

Compare equipment leases >

Talk to a Business Banker


1-800-400-2781
TTY 1-800-487-1443


Have a banker contact me 

Find a branch

Make everyday spending more rewarding with
Bank of the West Rewards


Find out which equipment lease is right for your business.

Talk to a Business Banker


1-800-400-2781
TTY 1-800-487-1443


Have a banker contact me 

Find a branch

Legal information and Disclosures

Sales tax, fees, conditions and restrictions may apply. Leases subject to credit approval.

*Consult your tax advisor for information on possible tax consequences or benefits.