Farm Flex Loan

Flexible financing that's ready when you are. Talk to a banker about our Farm Flex Loan.

Maximize your negotiating power and minimize interest costs – with our Farm Flex Loan.

If you have big purchases on the horizon, set yourself up for success with our Farm Flex Loan. This non-revolving line of credit gives you a drawdown period of up to 12 months, so you can negotiate the best deal knowing your financing is already approved — and you can reduce interest costs by using your funds only when you're ready to buy. At maturity, the balance converts to a fully amortized term loan.

This financing solution secured by new or used equipment or vehicles, cash, general assets, or real estate offers:

  • Loan amounts from $10,000* to $500,000
  • A 12- month draw period with interest-only payments
  • A loan term up to six years with principal plus interest payments
  • A choice of variable or fixed rate
  • Competitive pricing and no closing costs
  • A reduced rate when you use our Automatic Payment Option
Loans are subject to credit approval. Certain fees and restrictions apply.

* 10,100 minimum in Arizona.

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Find out which agriculture loan is right for your business.

Stop by your local branch and talk to a Banker.

Find a branch:


 1-800-488-2265


Talk to a Business Banker

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*SBA loans from Bank of the West are in participation with the United States Small Business Administration. Loans are subject to approval.