Business Rewards Mastercard®

Get 2X unlimited reward points on all purchases and streamline expense tracking

Your business deserves more—and the Bank of the West Business Rewards Mastercard® delivers. It offers 2X reward Points for all purchases, plus a convenient, secure way to stay on top of business spending—all with no annual fee.

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Talk to your Business Banker. Visit your nearest branch

Generous rewards program1
Get 2X Points for everyday purchases.
• 2X Points for every dollar spent on qualifying purchases1
• Points have no expiration date and no annual cap1
• Redeem Points for cash, travel, office supplies, gift cards, and more1
Special welcome offer
Get 60,000 Reward Points when you spend $5,000 in the first 90 days after account opening2
Enjoy a 0% introductory Annual Percentage Rate (APR) for the first 9 months on purchases3
Simplified transaction tracking
Stay on top of expenses and payments with easy QuickBooks™ and Quicken® integration
Exclusive savings
Get up to 25% in automatic rebates on gas, dining, hotels, car rentals, and more with the Mastercard Easy Savings® Program4
Greater peace of mind
Guard against unauthorized purchases with Zero Liability Protection. Rest easy with additional Mastercard advantages, including MasterRental Insurance, Mastercard Global Emergency Services, Mastercard ID Theft Protection.5
Mobile wallet compatibility
Add your cards to virtually any mobile wallet

Annual Percentage Rate (APR):

Prime + 10.74%3

Apply for a Business Rewards
Credit Card


Talk to your Business Banker. Visit your nearest branch

Legal information and Disclosures

Credit card offers are subject to credit approval and are for business purposes only. Offers, terms and conditions are subject to change at any time without prior notice. Conditions, fees and restrictions may apply. Rates are subject to change and depend on terms.

1Reward Points - Points have no value except when claimed by the cardholder for redeeming a reward. Two (2) points are earned for every $1 in qualifying net purchases on the Business Rewards Card. There is no limit to the Points and the Points have no expiration date as long as the account remains open and in good standing. Points are awarded only on net purchases (purchases minus any returns or adjustments). Balance transfers, cash advances, convenience checks, interest charges and any kind of fees charged to the account do not count as purchases. Qualifying purchases can be made by any and all cardholders on a single Account. Values of awards, Points required for an award, and awards offered may vary from time to time without notice. If your Account is closed for any reason, you will no longer be able to accumulate Points and all Points which have accrued with that Account will be eliminated. Accounts must be in good standing to claim and redeem Points. Points that have been accrued will be reflected on the cardholder's monthly credit card statement and online at and cannot be transferred, assigned, bought or sold by the cardholder. All awards are subject to availability and may be withdrawn, changed or replaced at any time. The Bank of the West Rewards Program is subject to the current Program Rules that will be sent to you after your account is opened or can be viewed online at For additional credit card pricing information, see the Pricing and Terms for Business Credit Card(s) information provided with your application. The Bank of the West Rewards Program is subject to current Program Rules

2Earn 60,000 Reward Points - Points have no value except when claimed by the cardholder for redeeming a reward. Bonus Rewards Points offer is only valid for new Business Rewards Credit Card accounts. If qualifying net purchases (see below) totaling $5,000 or more are made within 90 days of account opening, 60,000 bonus, Points will be posted to the account within 150 days of account opening. Limit one offer per Account. Offer may not be combined with any other credit card promotional offer.

3After the Introductory Period, purchase transactions will be charged at its original rate of Prime+10.74%. Bank of the West Prime is 4.0% as of 6/7/2022.

4Bank of the West automatically enrolls all of its Business Mastercard credit cards in the Easy Savings Program. The Mastercard Easy Savings Program is operated and serviced by Mastercard and is not affiliated with Bank of the West. Cardholder Terms & Conditions for Mastercard Easy Savings Program apply. See for more information.

5For more information about Zero Liability protection, refer to l. Also, see additional protections contained in your Bank of the West Credit Card Account Agreement regarding Your Liability for Unauthorized Use and Billing Rights under the Fair Credit Billing Act. Limitations apply. Insurance is provided by insurance carriers indicated in your Guide to Benefits. Certain restrictions apply – please see your Guide to Benefits or call 1-800-MASTERCARD (800-627-8372) for details.