Business Mastercard®

Get a lower interest rate and the purchasing power your business demands

A lot goes into running a business. A Bank of the West Business Mastercard® gives you a simple, efficient way to monitor spending and manage business expenses—all with no annual fee.


Talk to your Business Banker. Visit your nearest branch

Special welcome offer

Enjoy a 0% introductory Annual Percentage Rate (APR) for the first 12 months on balance transfers and purchases1

Additional cards

Provide extra cards to employees at no additional cost and control expenditures by setting spending limits for each user

Simplified transaction tracking

Stay on top of expenses and payments with easy QuickBooks™ and Quicken® integration

Exclusive savings

Low interest rate and maximize savings: Get up to 25% in automatic rebates on gas, dining, hotels, car rentals, and more with the Mastercard Easy Savings® Program2

Greater peace of mind

Guard against unauthorized purchases with Zero Liability Protection3

Rest easy with additional Mastercard advantages4, including Master Car Rental Insurance, Mastercard Global Emergency Services, Mastercard ID Theft Protection

Mobile wallet compatibility

Add your cards to virtually any mobile wallet

Annual Percentage Rate (APR):

Prime + 8.74%1

Legal information and Disclosures

Credit card offers are subject to credit approval and are for business purposes only. Offers, terms and conditions are subject to change at any time without prior notice. Conditions, fees and restrictions may apply. Rates are subject to change and depend on terms.

1 After the Introductory Period, purchase transactions will be charged at its original rate of Prime+8.74%. Bank of the West Prime is 4.0% as of 6/7/2022.

2 Bank of the West automatically enrolls all of its Business Mastercard credit cards in the Easy Savings Program. The Mastercard Easy Savings Program is operated and serviced by Mastercard and is not affiliated with Bank of the West. Cardholder Terms & Conditions for Mastercard Easy Savings Program apply. See for more information.

3 For more information about Zero Liability protection, refer to Also, see additional protections contained in your Bank of the West Credit Card Account Agreement regarding Your Liability for Unauthorized Use and Billing Rights under the Fair Credit Billing Act. Limitations apply. Insurance is provided by insurance carriers indicated in your Guide to Benefits. Certain restrictions apply – please see your Guide to Benefits or call 1-800-MASTERCARD (800-627-8372) for details.

4 Insurance is provided by insurance carriers indicated in your Guide to Benefits. Certain restrictions apply—please see your Guide to Benefits for details.

Mastercard, the Mastercard Brand Mark, and Mastercard Easy Savings are registered trademarks of Mastercard International Incorporated.