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  • Business Credit Cards

    Gain more control over business spending and simplify record keeping – with our Business MasterCards®.

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    Business Rewards MasterCard®

    Business MasterCard®


    Designed for businesses that want to get reward Points on everyday purchases with the ability to pay over time

    Designed for businesses who may prefer to pay over time and who want a lower APR

    Annual Fee



    Annual Percentage Rate (APR)

    Prime + 10.74%

    Prime + 8.74%

    Introductory Offer

    Get 60,000 bonus Points for the first $5,000 spent within 90 days after opening the account1

    0% intro APR on balance transfers and purchases for 9 months

    See the Business Credit Card Agreement for more details.

    Reward Points

    Accumulate reward Points easily with two reward Points for every $1 you spend in qualifying purchases* plus unlimited reward Points with no expiration dates and no annual cap as long as your account remains open and in good standing.

    Expense Management Tools

    Gain more control over spending with monthly statements detailing each purchase and an Annual Summary itemized by spending category.

    MasterCard®. Special Benefits, include:

    • With the MasterCard Easy Savings® Program2, just start using your card and you’ll get up to 25% in automatic rebates on purchases at more than 19,000 participating gas stations and more than 5,000 hotels nationwide. You can start getting rebates on:
      • Gas at participating Shell, Mobil, and Exxon stations
      • Auto care service at participating Firestone shops
      • Hotel reservations at participating Hyatt Place locations, Hilton Garden Inn, and more
      • Car rentals at participating Budget and Avis locations
      • Dining at more than 10,000 restaurants
      • Select office supplies and shipping services
    • Car Rental Collision Damage Waiver Insurance, Travel Assistance Services, and Extended Warranty and Purchase Assurance3

    Bank of the West customers now also have the ability to add Business MasterCards to Apple Pay®, Android Pay®, and Samsung Pay®. Learn more  

    * Credit cards subject to credit approval. Certain fees and restrictions may apply. Refer to Rewards Program Rules for more details about qualifying purchases that accrue Points.

    Points have no value except when claimed by the cardholder for redeeming an award. Values of awards, Points required for an award, and awards offered may vary from time to time without notice. The Bank of the West Rewards Program is subject to the current Program Rules.

    1 Bonus reward Points one-time offer is only valid for new Business Rewards Credit Card accounts; if qualifying purchases totaling $5,000 or more are made within 90 days of account opening, 60,000 bonus Points will be posted to the account within 150 days of account opening. Qualifying purchases can be made by any and all cardholders on a single Account. Limit one offer per Account. Offer may not be combined with any other special offer.

    2 Bank of the West automatically enrolls all of its Business and Business Rewards MasterCard credit cards in the Easy Savings Program. The MasterCard Easy Savings Program is operated and serviced by MasterCard and is not affiliated with Bank of the West. For more information or questions, visit See MasterCard Easy Savings Program for terms, conditions, and restrictions.

    3Insurance is provided by insurance carriers indicated in your Guide to Benefits. Certain restrictions apply please see your Guide to Benefits for details.

    MasterCard, the MasterCard Brand Mark and MasterCard Easy Savings are registered trademarks of MasterCard International Incorporated.