BUSINESS CHECKING WITH
NO MINIMUM BALANCE

Any Deposit Checking for Business

Showing information for California


Any Deposit Checking for Business makes it easy to waive the monthly service charge by simply making any deposit per statement cycle — no minimum balance required, so you can keep your cash in your business.

To speak with a Business Banker, call us at 1-888-789-2345, TTY 1-800-659-5495 Mon–Fri, 6a.m.–5p.m. PT

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Keep your cash in your business

Key features include:

  • Any deposit per statement cycle waives the $10 monthly fee1
  • No minimum daily balance requirement
  • Up to $2,500 coin and currency deposited or furnished per month2
  • 50 transactions included per month3
  • Business debit card
  • Online tools to collect and make payments, manage cash flow, track expenses, and more
  • $5 overdraft fee buffer — no overdraft fees when your account is overdrawn by $5 or less4

More convenience and control. All of our accounts come with essential tools to help you manage your business.

  • Online Banking & Bill Pay
  • Mobile Banking
  • Business Debit Card

We also offer Classic Business Checking with more relationship benefits: Compare Accounts

Analyzed Business Checking

Meeting the unique needs of larger businesses

Businesses with more complex needs, such as automated payables and receivables, streamlined money management, and security controls, can count on us to provide customized solutions. Ask your banker if an Analyzed Business Checking account is right for you.

Getting started is easy

Call today to speak with a Business Banker:

1-888-789-2345
TTY 1-800-659-5495

Find a branch

Showing information for California

Legal information and Disclosures

1 $100 minimum opening deposit required. For new accounts, we will waive the Monthly Service Charge for the first two statement cycles. After that, waive the monthly service charge by making at least one (1) deposit of any amount to the account during the statement cycle, such as direct deposit, mobile deposit, ATM deposit, or in-branch deposit (does not include fund transfers between Bank of the West accounts or any credit from Bank of the West).

2 Deposited or supplied coin and currency includes withdrawals, exchanges, and deposits less cash received. An Excess Cash Fee may apply when the Included Coin and Currency Limits are exceeded.

3 Transactions include all withdrawals, paid checks, transfers, debit card transactions, deposits, and each deposited item; excludes fees. An Excess Transaction Fee may apply for each transaction when the Included Transaction Limits are exceeded.

4 You will be charged an Overdraft Fee for an overdraft item paid if your account’s daily ending Available Balance is overdrawn more than $5.