CHECKING THAT FITS YOUR BUSINESS

Business Checking Accounts

Showing information for California


When it comes to business checking accounts, one size does not fit all. Whether you’re looking for just the essentials or more services with relationship benefits, we have what you need.

To speak with a Business Banker, call 1-888-789-2345, TTY 1-800-659-5495. Mon-Fri 6a.m.-5p.m. PT

Find a branch

Classic Business Checking Choice Business Checking
Learn more Learn more

If you’re looking for

Just the essentials

  • Up to $2,500 coin and currency deposited/furnished per month1,2
  • 100 transactions per statement cycle2,3
  • Business debit card
  • Online statements with images of the checks you deposit
  • Online tools to manage payments, cash flow and expenses

More services and relationship benefits

All the benefits of Classic Business Checking – plus:

  • Up to $10,000 coin and currency deposited/furnished per month1,2
  • Unlimited transactions per statement cycle3

Plus...


We will waive the monthly service charge for the first two statement cycles. After that, these are ways to get a rebate of the monthly service charge:

$10 monthly service charge will be rebated if you maintain:

  • A minimum daily balance of at least $3,000

OR


  • An average monthly combined balance of $6,000 in linked business money market, savings or CD accounts

$20 monthly service charge will be rebated if you maintain:

  • A minimum daily balance of at least $6,000
  • An average monthly combined balance of $15,000 in linked business money market, savings or CD accounts

OR


Using at least three of the following relationship services:

  • Merchant Services6
  • Business credit card7
  • Electronic Deposit Service
  • Payroll Services8

The monthly service charge can be reduced with one or two of the Relationship Services above.9

More convenience and control. All our accounts come with essential tools to help you manage your business:

  • Mobile Banking
  • Online Banking & Bill Pay
  • Business Debit Card

Analyzed Business Checking

Meeting the unique needs of larger businesses

Businesses with more complex needs, such as automated payables and receivables, streamlined money management, and security controls, can count on us to provide customized solutions. Ask your banker if an Analyzed Business Checking account is right for you.

Getting started is easy

To speak with a Business Banker, call

1-888-789-2345
TTY 1-800-659-5495

Find a branch

Showing information for California

Legal information and Disclosures

1 Includes cash withdrawals, exchanges, and deposits with less cash received.

2 Excess activity fees apply – see Schedule of Fees & Charges for details.

3 Includes deposits, withdrawals, paid checks, transfers, POS transactions, and each deposited item, excludes fees.

4$100 automatic rebate (or the cost of the order if less than $100) available on the first check order made within one year of account opening through the Bank’s designated printer, Harland Clarke.

5To receive higher bonus interest rates on selected balance tiers on your Business Money Market Select account, it must be linked to an active Choice Business Checking account with the same ownership. Your checking account is active when you have at least two customer-initiated account transactions during the previous monthly statement cycle.

6Merchant Services provided by and subject to approval by Elavon. Elavon is not a Bank of the west affiliate. Bank of the West does not offer, control, or guarantee the services of Elavon and makes no reporesentation or warranties regarding the services.

7Subject to credit approval.

8Payroll Services are provided by and subject to approval by ADP, Inc. ADP is not a Bank of the West affiliate. Bank of the West does not offer, control, or guarantee the services of ADP and makes no representations or warranties regarding the services.

9Receive a $5 monthly service charge rebate if you take advantage of one Relationship Service or receive a $10 monthly service charge rebate if you take advantage of two Relationship Services