Small Business Debit Card
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Business checking from a leader in sustainability

We help make managing your money easy, all backed by the strongest environmental policies of any major U.S. bank.footnote1

Compare Business Accounts
Any Deposit Checking for Business

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An account with no minimum balance requirements

Classic Business
Checking

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An account designed for the everyday and long-term needs of an active business

Choice Business
Checking

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All the benefits of Classic Business Checking—plus more services and relationship benefits

Monthly service charge $10 or $0

with just one qualifying deposit per statement cycle.
Learn how to waive. 
$25 or $0

with multiple ways to waive the monthly service charge.
Learn how to waive. 
$40 or $0

with two ways to waive the monthly service charge.
Learn how to waive. 
Confidence that your transactions don't finance activities that we believe are harmful to the environment
Max coin and currency deposited or furnished per monthfootnote2 $2,500 $5,000 $20,000
Transactions included per monthfootnote3 50 150 500
Business debit card
Online tools to manage payments, cash flow and expenses
$5 overdraft fee bufferfootnote4
$100 rebate on your first check orderfootnote5
Bonus rates on a linked Business Money Market Select accountfootnote6
10 incoming domestic or international wires per statement cycle at no costfootnote7
Waived annual fee on BusinessLink Reserve Linefootnote8
No fees to receive a paper or online statement
Up to $400 credit when opening Relationship Servicesfootnote9
Waived monthly service charge for the first two statement cyclesfootnote10
Opening deposit $100 $100 $100
Waive monthly service charge when you do just one of the following:
Make any deposit each monthfootnote11
Maintain a minimum daily balance of at least: $5,000 $25,000
Maintain an average monthly combined balance in Linked Business Money Market, Savings, and/or CD accounts of at leastfootnote12,footnote13: $15,000 $50,000
Have a Bank of the West Merchant Services account footnote14 linked to your checking accounts
Have a Bank of the West Business Credit Card accountfootnote14 linked to your checking account

Mobile app with over 100,000 5-star ratings

  • Login with FaceID and fingerprintfootnote15
  • Deposit checks anytimefootnote16
  • Use Zelle® for your business to send and receive paymentsfootnote17
  • Pay bills online

App Store rating

4.8

Meeting the unique needs of larger businesses

Businesses with more complex needs can count on us to provide customized, sophisticated treasury solutions. Ask your banker if an Analyzed Business Checking account is right for you.

Getting started is easy

With any business account you choose, you’re helping to finance a more sustainable planet

Any Deposit Checking for Business

Account Details

Classic Business
Checking

Account Details

Choice Business
Checking

Account Details

Call today to speak with a Business banker: 1-888-789-2345/TTY 1-800-659-5495

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Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.