Earn up to $600

See below for details

Earn up to $600

See below for details

Select the accounts you'd like to open.

Selected Products: Premier Checking + Choice Money Market Savings

Premier Checking
Earn $500

You'll earn $500 when you open a Premier Checking account by 8/06/21, deposit at least $25,000 the same month, and maintain a $25,000 average monthly balance for three full calendar months.footnote1

Remove

Choice Money Market Savings
Earn An Additional $100

Earn an additional $100 when you open a Choice Money Market Savings account with a new Premier Checking account by 8/06/21. Deposit at least $10,000 the same month and maintain a $10,000 average monthly balance for three full calendar months.footnote2

Total Cash Bonus:

$600

Your promo code will be applied automatically.

Why you'll love your Premier Checking account:

Award-winning customer service in-branch, online, or via a dedicated service line

No ATM withdrawal fees worldwidefootnote3

Enjoy bonus interest rates on select deposit productsfootnote4

Open online in about ten minutes.

Premier Checking + Choice Money Market Savings

APPLY NOW

Premier Checking

APPLY NOW

Legal Information and Disclosures

Offer end date and availability subject to approval and change without prior notice. All accounts are subject to the Bank's standard terms and conditions and Schedule of Fees and Charges. Offer is not available to existing Bank customers with an open consumer deposit account as of 05/31/21. Offer available only to one individual residing at this address that received the mail piece with this checking offer. If opening your new account(s) at a branch, bring the mailer containing the promo code with you.  If redeeming this offer online, you must apply through the dedicated offer webpage at bankofthewest.com/premierbonus. Applications submitted through other pages on our website will not qualify for this offer. Bank of the West Premier Checking and Choice Money Market Savings balance requirements below must be strictly adhered to in order to receive the bonus.

1 Requirements to Receive $500 Bank of the West Premier Checking Bonus Offer:

  • Apply for a new consumer Bank of the West Premier Checking account through bankofthewest.com/premierbonus or with a mailer promo code at a Bank of the West (Bank) branch between 06/01/21 and 08/06/21 with any opening deposit amount ($0.01 or more). Account must be opened by 08/20/21.
    AND
  • Make a minimum of $25,000 or more in total deposits in the Bank of the West Premier Checking account by the last business day of the month of account opening and maintain an average monthly account balance of at least $25,000 for 3 full calendar months immediately following the month of account opening. Please note that the average monthly balance indicated on your account statement is based on a statement cycle that may not be a calendar month.
  • Bank of the West Premier Checking account must be in open status and have a positive balance (greater than $0 balance) as of 12/31/21 to be eligible to receive the bonus.
  • Bonus will be credited by 01/31/22 to the new, open Bank of the West Premier Checking account.

Bank of the West Premier Checking Monthly Service Charge:

There is a Monthly Service Charge of $25 for the Bank of the West Premier Checking account. We'll waive the Monthly Service Charge for the first two statement cycles on the new account. The Monthly Service Charge can be waived with a $25,000 average monthly combined balance in eligible accounts. Eligible accounts include consumer checking accounts, savings accounts, money market accounts, CDs, and IRAs and certain BancWest Investment Services (BWIS) investment accounts. For full details, please see Bank of the West Premier Program Addendum.

$500 Bank of the West Premier Checking Bonus Offer Limitations:

  • An individual can receive only one consumer checking new account bonus between 01/01/20 and 01/30/22 and only one new account bonus per individual per account.
  • Only one individual per residential address is eligible for this bonus offer.
  • Businesses and public funds are not eligible for this offer.
  • Bank will classify the bonus ($500 or $600 whichever applies) as interest paid to the Bank of the West Premier Checking account. Any applicable taxes associated with the bonus are the responsibility of the Bank of the West Premier Checking account holder.

To the extent required by law, Bank of the West will report total value of this bonus to the IRS on Form 1099-INT for the applicable year in which the bonus was paid.

Bank of the West Premier Checking Interest Rate and APYs:

Interest is compounded daily and paid monthly at statement cycle. For the Bank of the West Premier Checking account, interest will be paid on the entire collected balance of the account based on balance tier into which the end-of-day collected balance falls. The Annual Percentage Yield (APY) is effective as of 04/13/21 and is as follows: In all states, for balances greater than $0.01 receive 0.01% APY. Interest rates and APYs are variable and may change at our discretion. Fees could reduce earnings on the account. Please note that if you close the account before interest is credited at the end of the statement period, you will not receive the accrued interest for that statement period.

2 Requirements to Receive the Additional $100 Bonus:

  • Apply for a new consumer Bank of the West Premier Checking account through bankofthewest.com/premierbonus or at a Bank of the West (Bank) branch and meet all eligibility requirements indicated above to receive the $500 bonus and apply for a new Choice Money Market Savings account with identical ownership to your Bank of the West Premier Checking account between 06/01/21 and 08/06/21 with any opening deposit amount ($0.01 or more). Account must be opened by 08/20/21.
  • Deposit a minimum of $10,000 or more in funds new to Bank of the West into your new Choice Money Market Savings account by the last business day of the account opening month AND maintain an average monthly account balance of at least $10,000 for 3 full calendar months after the month of account opening to receive the additional $100 bonus.
  • The Premier Checking account and Choice Money Market Savings account must be in open status and have a positive balance (greater than $0 balance) as of 12/31/21 to be eligible to receive the bonuses.
  • Bonus will be credited by 01/31/22 to the new, open Bank of the West Premier Checking account.

Choice Money Market Savings Monthly Service Charge:

There is a Monthly Service Charge of $15 for the Choice Money Market Savings account. The Monthly Service Charge can be waived by completing the following:

  • Maintain a Bank of the West Premier Checking account with identical ownership to your Choice Money Market Savings OR
  • Maintain an average monthly balance of at least $5,000 in the Choice Money Market Savings account OR
  • Use Auto-Save to set up a recurring monthly transfer of $75 or more from any Bank of the West consumer checking account to your Choice Money Market Savings account.

$100 Choice Money Market Savings Bonus Offer Limitations:

  • This offer does not apply to second or multiple Choice Money Market Savings accounts.
  • If for whatever reason the Premier Checking account is ineligible for the $500 bonus, the Choice Money Market Savings account automatically becomes ineligible for the $100 bonus.
  • Businesses and public funds are not eligible for this offer.

Choice Money Market Interest Rate and APYs:

Interest is compounded daily and paid monthly at statement cycle. For the Choice Money Market Savings account, interest will be paid on the entire collected balance of the account based on balance tier into which the end-of-day collected balance falls. The Annual Percentage Yields (APYs) are effective as of 04/13/21 and are as follows: In all states, for balances of $0.01 to $24,999 is 0.02%, and for balances of $25,000 and above is 0.03%. The account automatically qualifies for a bonus Premier Relationship interest rate if you maintain a Premier Checking account with identical ownership. Ask a banker for details. Interest rates and APYs for all balance tiers are variable and may change at our discretion. Fees could reduce earnings on the account. Please note that if you close the account before interest is credited at the end of the statement period, you will not receive the accrued interest for that statement period.

3 All ATM cash withdrawal fees charged by non-Bank of the West ATMs will be rebated within one (1) business day of the fees posting to your account. Other fees, such as foreign transaction fees, may apply.

4 A Premier Relationship Premium (available to Bank of the West Premier Checking customers) is a bonus interest rate added to the standard interest rate on one (1) qualifying Choice Money Market Savings account for selected balance tiers. Interest rates are set at the Bank's discretion and are subject to change without notice. Only one (1) Choice Money Market Savings account can be linked to a Bank of the West Premier Checking account and must have the same ownership. To automatically qualify for a Relationship CD interest rate on select CD products, you must have a Bank of the West Premier Checking account with identical ownership as the Relationship CD. Additional terms and conditions apply. See the Premier Program Addendum for details.