BANK OF THE WEST PREMIER

You can get $3001 when you open a Premier Checking account by March 6, 2015.

An Invitation to a New Relationship

Bank of the West Premier Checking allows you to access an integrated banking* and investing relationship** through Bank of the West and our affiliated broker/dealer, BancWest Investment Services. This gives you a higher level of benefits and service.

Open an Account 

1 844-3GO-WEST (346-9378)

Mon-Fri 4am-10pm PT
Sat, Sun & most holidays 5am-10pm PT

Visit a branch

Open a Bank of the West Premier Checking account and you'll get $300 when you maintain a $25,000 combined average monthly balance in your Bank of the West and BancWest Investment Services accounts.1 Offer valid through March 6, 2015. View complete details for this offer by clicking on the Checking tab above.

Here are some of the benefits you can experience as a Bank of the West Premier* client when you open a Bank of the West Premier Checking account:

  • Special interest rates2 - You'll be eligible for special interest rates on selected deposit products.
  • Loan discounts - You may qualify for discounts on home equity loans and other consumer loans.3
  • Greater convenience - Enjoy higher limits on ATM withdrawals and debit card purchases.4
  • World MasterCard® Card 5 - Get three points for every qualifying travel or restaurant purchase, as well as other benefits.
  • Dedicated customer service - Get access to dedicated Bank of the West Premier Customer Service representatives conveniently by phone.
  • Added value - Get added benefits as a Bank of the West Premier client.

BancWest Investment Services**

You'll also have access to investing and retirement products and services through BancWest Investment Services, Bank of the West's affiliated broker/dealer.

  • Online Investing benefits - As a Bank of the West Premier client, you'll receive 15 online commission-free equity and ETF trades per month, and you'll pay only $6.95 for any eligible trades thereafter in your self-directed account.6
  • Retirement choices - Take advantage of a full range of investment products, including professionally managed portfolios. You can work with a Financial Advisor or use online investment and trading tools for self-directed investors.
State Selector

Tell Us What State You Live In

Choose the state of your legal residence. We’ll supply you with relevant information about products & services for your state.

Note: Bank of the West is located in the states listed below. At this time, we only open accounts for individuals and businesses located in one of these states.

State
Please select a State
In South Dakota, Bank of the West operates under the name of Bank of the West California.
Premier

With a personal World MasterCard® Card1, you'll receive:

  • Three rewards points for every dollar you spend on qualifying
    travel or restaurant purchases, and one point for every dollar you
    spend elsewhere.2
  • 0% introductory APR on purchases for the first six months.
    After that your APR will be 14.99%, which will vary with the
    market based on the Prime Rate.
  • Exclusive 24/7 MasterCard Concierge Service4 for travel,
    dining, and entertainment assistance.

You'll also enjoy:

  • Annual membership fee waived when you have a Bank of the West Premier Checking account
  • Price Protection3,4
  • Identity Theft Resolution Services4
  • Added travel and shopping protection services4 for security and peace of mind

World MasterCard® Card is available exclusively to Bank of the West Premier clients.

Loans

Consumer Loans

As a Bank of the West Premier* client, your benefits include access to special consumer loan rates and pricing (excluding mortgages).1

You can also receive preferred rates and discounts on consumer lending products, such as home equity loans and lines of credit.2

Mortgage Bonus

You can also earn a $500 bonus3 to your Bank of the West Premier Checking account when you close your mortgage loan with us. You can also receive our standard benefits including a 0.125% interest rate discount if you set up an automatic mortgage payment from your Bank of the West checking account with debit card.


As a Bank of the West Premier client, when you open or maintain an investment account with BancWest Investment Services**, Bank of the West's affiliated broker-dealer, you’ll receive 15 online commission-free equity and Exchange Traded Funds (ETF) trades per month, and you'll pay only $6.95 for any eligible trades thereafter1 in your self-directed account.

BancWest Investment Services can help put you on the path to working towards your financial goals, with a full range of investment and insurance products including:

  • Many mutual funds available with no transaction fee
  • Exchange-Traded Funds
  • Stocks
  • Bonds
  • Annuities

You can also take advantage of our online investing platform with self-directed trading, retirement calculators, research tools, BancWest Top PicksSM2 and access to a Retirement Specialist with expertise related to your retirement needs.

In addition to self-directed investing, our Financial Advisors can work with you to open a full service account. We can assess your goals, risk tolerance and current financial situation to build an individualized investment strategy that works best for you.

Not yet a BancWest Investment Services client? Learn more

Frequently Asked Questions

How do I qualify for Bank of the West Premier* benefits?

Bank of the West provides automatic access to the Bank of the West Premier program (“Program”) to personal account holders who open at least one (1) Bank of the West Premier Checking account*. The Program is only available to personal account holders and not available to businesses.

I’m currently a Bank of the West customer. How can I upgrade to Bank of the West Premier*?

If you are a personal account holder, you can request your existing personal checking account be changed to a Bank of the West Premier Checking or open a new Bank of the West Premier Checking account.

What is the minimum balance requirement I need to maintain in order to avoid a monthly service charge on my Bank of the West Premier Checking account?

You must maintain at least $75,000 combined average monthly balance in this Bank of the West Premier Checking account plus other eligible, personal Bank checking, money market, savings, CDs, and IRAs and prior end-of-month balances in eligible BancWest Investment Services accounts.

Do my BancWest Investment Services’** investment account balances count towards my minimum balance requirement to waive the Bank of the West Premier Checking monthly service charge?

Yes. We will utilize the prior end-of-month balance information for all eligible investment accounts as received from affiliates and third party providers maintained at BancWest Investment Services.

What are the Bank of the West Premier Customer Service hours?

You can contact Bank of the West Premier Customer Service at 1-844-3GO-West (346-9378), Monday through Friday, 6 a.m to midnight Central Time and 7 a.m. to midnight Central Time, weekends and most holidays.

Bank of the West ("Bank") provides automatic access to the Bank of the West Premier program ("Program") to personal account holders who open at least one (1) Bank of the West Premier Checking account. The Program is only available to personal account holders and not available to businesses. The Program's benefits include reduced or waived fees or discounts for a suite of Bank products and services, as well as certain benefits made available by BancWest Investment Services (“BWIS”), the Bank's affiliated broker-dealer. Additional application, enrollment, or credit approval may be required, depending upon the product or service. Your access to the Program's benefits continues as long as you maintain at least one (1) Bank of the West Premier Checking account. See our Terms and Conditions.

** Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer, Member FINRA/SIPC. Financial Advisors are Registered Representatives of BancWest Investment Services. BancWest Investment Services is a wholly owned subsidiary of Bank of the West. BancWest Corporation is the holding company for Bank of the West. BancWest Corporation is a wholly owned subsidiary of BNP Paribas.

Investment and Insurance Products: