PAYCHECK PROTECTION PROGRAM LOAN FORGIVENESS

PPP Update

  • Apply for PPP loan forgiveness here. Find online registration/sign-in information below.
    Important: Apply directly with us as we are not an SBA Direct Forgiveness participant.
  • Complete our online application in 10 minutes or less if your loan is $150K or less.
  • Find helpful information about PPP loan forgiveness below.

Before you apply for loan forgiveness


Step 1

Determine if you're eligible to apply

Loan forgiveness requires that you apply after your covered period and that your loan funds are used for eligible costs. See if you are eligible to apply.

Step 2

Determine which forgiveness application you will complete

The SBA provides 3 different versions of the PPP loan forgiveness application form. Determine which you will complete.


Step 3

Gather your documents

There are specific documents you'll need to retain and/or submit for your application. See the types of documents you'll need.

Step 4

Apply for loan forgiveness

Register or sign-in for loan forgiveness below. Be sure to have your SBA loan number handy.

Register or sign-in to PPP loan forgiveness

BANK OF THE WEST PPP CLIENTS ACCESSING OUR PPP PORTAL FOR THE FIRST-TIME

If you received a PPP loan in 2020 but you have not yet registered for PPP loan forgiveness and you did NOT register to apply for a PPP loan in 2021, you must first register to access our PPP portal to apply for PPP forgiveness.

REGISTER FOR PPP FORGIVENESS

BANK OF THE WEST PPP CLIENTS WITH ACCESS TO OUR PPP PORTAL

If you previously registered for PPP loan forgiveness or if you registered to apply for a PPP loan in 2021, use your email and password credentials to log-in to PPP forgiveness.


SIGN-IN TO PPP FORGIVENESS

Determine if you're eligible to apply for forgiveness

Before you can apply for PPP loan forgiveness, you'll first want to make sure you're eligible to apply. Be sure your covered period(s) has ended and you know the PPP loan proceeds that were used for eligible costs. Note that you must apply for loan forgiveness with the same financial institution that originated your PPP loan.

Determine which forgiveness application you will complete

On January 19, 2021, the SBA revised the 3 different versions of the PPP Loan Forgiveness application. Each is application is designed to serve a different business situation and, for many borrowers, may streamline the steps to forgiveness. The forms can be used for either a first draw or second draw PPP loans. However, you must apply for loan forgiveness on your first draw loan before or at the same time that you apply for loan forgiveness on your second draw loan.

Below, you can find out which version your business will be required to complete and what you may need to have ready when you apply. If you're a Bank of the West PPP customer, our online application will guide you to which SBA PPP loan forgiveness application form you are required to complete. Note that you must apply for loan forgiveness with the same financial institution that originated your PPP loan.

Gather your documents

To apply for PPP loan forgiveness, you will need to provide and/or retain various documents to substantiate how your loan proceeds were used by your business. In fact, many payroll providers (e.g. ADP, Paychex) are creating custom PPP payroll reports and we encourage you to submit these third party vendor payroll reports as they are acceptable forms of documentation, when required. If you plan to start gathering documentation on your own, here's what you may need.

Go to your forgiveness dashboard

Ready to apply for loan forgiveness? Start your loan forgiveness application here. Be sure to have your SBA loan number handy.

SIGN IN TO PPP FORGIVENESS