Premium Money Market IRA CD

This IRA CD is an ideal way to save money today or plan for your retirement future.

What is an IRA CD?

If you choose a CD for your IRA, you earn a guaranteed interest rate for a fixed term. Plus, you get the tax advantages of an IRA, and your money is FDIC insured up to the maximum established by the FDIC per depositor and ownership type. When your IRA CD matures, you can automatically renew it, or transfer your balance into another retirement account and continue to let it grow.


Visit your local branch for help choosing the retirement account that offers the best benefits for you.

Features and Benefits

  • $100 to open
  • $12 annual fee*
  • 91-day to 24-month1 terms
  • Interest compounded monthly and can be paid monthly, quarterly, semi-annually or at maturity
  • Additional deposits at maturity only, subject to annual contribution limits2
  • Automatic renewal at maturity with 10-day grace period

Today's Annual Percentage Yield (APY*)

0.03% - 0.45% APY*

Depending on balance and term

Annual Percentage Yield (APY) is accurate as of 12/08/2017

View Rates

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*The Annual Percentage Yield (APY) is based on monthly compounding of interest as noted. Fees may reduce earnings on an account.

1 Early withdrawal penalties may apply to withdrawals made at any other time than during the grace period.

2 Subject to annual contribution limits. When your IRA CD matures, you can automatically renew it, or transfer your balance into another retirement account and continue to let it grow. Other options are available depending on your individual eligibility. Visit your local branch to help you choose the retirement account that offers the best benefits for you. Please see your tax advisor for more information.