FIXED RATE WITH YOUR CHOICE OF FIXED TERMS

Premium Money Market IRA CD

Our Premium Money Market IRA CD is ideal for savings and retirement, earning a high rate of interest over a term of 91 days to 24 months.

What is an IRA CD?

When you choose a CD for your IRA, you earn a guaranteed interest rate for a fixed term. Plus, you get the tax advantages of an IRA, and your money is FDIC insured. This is an alternative to investing your IRA money in stocks, bonds, mutual funds or other investment assets.

When your IRA CD matures, you can automatically renew it, or transfer your balance into another retirement account and continue to let it grow. Other options are available depending on your individual eligibility. Visit your local branch to help you choose the retirement account that offers the best benefits for you.

What You Get

  • Terms 91 days to 24 months1
  • Fixed Rate
  • Interest compounded monthly and can be paid monthly, quarterly, semi-annually or at maturity
  • Additional deposits can be made at maturity only, subject to annual contribution limits2
  • Automatic renewal at maturity with 10-day grace period
  • Deposits eligible for FDIC insurance up to the maximum established by the FDIC per depositor and ownership type

The annual service fee is $12.

Want to know more about us?

Check out our Award Page.

*The Annual Percentage Yield (APY) is based on monthly compounding of interest as noted. Fees may reduce earnings on an account.

1Early withdrawal penalties may apply to withdrawals made at any other time than during the grace period. Fees could reduce earnings on the account. Additional restrictions may apply.

2Subject to annual contribution limits. When your IRA CD matures, you can automatically renew it, or transfer your balance into another retirement account and continue to let it grow. Other options are available depending on your individual eligibility. Visit your local branch to help you choose the retirement account that offers the best benefits for you. Please see your tax advisor for more information.

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