What is an IRA CD?
If you choose a CD for your IRA, you earn a guaranteed interest rate for a fixed term. Plus, you get the tax advantages of an IRA, and your money is FDIC insured up to the maximum established by the FDIC per depositor and ownership type. When your IRA CD matures, you can automatically renew it, or transfer your balance into another retirement account and continue to let it grow.
Visit your local branch for help choosing the retirement account that offers the best benefits for you.
Today's Annual Percentage Yield (APY*)
0.05% - 0.15% APY*
Depending on term
Annual Percentage Yield (APY) is accurate as of 10/23/2021
Call Customer Service for assistance. See all Customer Service options.
Showing information for California
Legal information and Disclosures
*The Annual Percentage Yield (APY) is based on daily compounding of interest as noted. Fees may reduce earnings on an account.
1 Early withdrawal penalties may apply to withdrawals made at any other time than during the grace period.
2 Subject to annual contribution limits. When your IRA CD matures, you can automatically renew it, or transfer your balance into another retirement account and continue to let it grow. Other options are available depending on your individual eligibility. Visit your local branch to help you choose the retirement account that offers the best benefits for you. Please see your tax advisor for more information.
Investment and Insurance Products:
- NOT FDIC INSURED
- NOT BANK GUARANTEED
- MAY LOSE VALUE
- NOT A DEPOSIT
- NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY