Interest and an easy way to build your savings

Open a Classic Savings account1

Showing information for California

Offers our lowest opening deposit and makes an easy way for you to put a little extra money away.

Three easy ways to waive the monthly service charge of $5

Use Auto-Save2

to set up recurring monthly transfers of $25 or more from your Bank of the West personal checking account

Maintain an average monthly balance

of $300 ($50 in Minnesota)

Primary account holder

is 18 years old or younger

Today's Annual Percentage Yield (APY*)

0.01% APY*

On all balances

Annual Percentage Yield (APY) is accurate as of 07/06/2022

View Rates

Features and Benefits

  • $25 to open
  • No fees for deposits and withdrawals in-branch or ATM
  • Interest compounded daily and paid monthly
  • Limited to nine pre-authorized, automatic or recurring transfers per month3
  • Deposits FDIC insured

Cutting-edge, mobile on-the-go access lets you bank anywhere, anytime

  • Mobile Deposit
  • Mobile Alerts4
  • Mobile Payments
  • Make Transfers

Call Customer Service for assistance. See all Customer Service options.

Open a Classic Savings account today. It only takes a few minutes.


Showing information for California

Legal information and Disclosures

1Those applying online for a Classic Savings account must be a United States Citizen or Resident Alien, and have a valid social security number and a working mobile phone.

2If there are not sufficient funds in your checking account to complete a scheduled Auto-Save transfer to your savings or money market account, no transfer will occur, even if you have available overdraft protection through Savings Overdraft Protection and/or Gold Line. This means that if your savings or money market account monthly service charge would have been waived as a result of an eligible Auto-Save or recurring transfer from your checking account, you may incur a monthly service charge for that statement cycle.

3Bank of the West money market and savings accounts are limited to a total of no more than nine (9) transactions by check, draft, debit card or similar order payable to third parties and/or pre-authorized, automatic or telephone transfers from the account either to a third party or to another account (includes Online Banking transfers). This applies per statement cycle for money market accounts or per calendar month for savings accounts.

4Wireless carriers may charge fees for text transmissions or data usage.

*Rates may change at any time without prior notice, before or after the account is opened. Fees could reduce earnings on the account. Additional restrictions may apply.