CDs – Certificates of Deposit

A certificate of deposit (CD) is a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period. Our CDs can help you save for your financial goals, whether you’re looking for short terms of 32 days or longer terms of up to five years.

Flexible-Term CD Premium Money Market CD Relationship CD
Flexible-Term CDPremium Money Market CDRelationship CD
You're looking for… More flexibility to choose your own specific term, and a smaller minimum deposit. Competitive rates on a variety of terms up to 60 months. Premium rates, available when you have a Bank of the West Premier Checking account.
Terms 32-364 days, 12-59 months1 Specific terms available from 91 days to 60 months1 12 months1
Annual Percentage Yield (APY)
Minimum Opening Deposit $1,000 $2,500 $2,500
FDIC Insured2 Yes Yes Yes

*The Annual Percentage Yield (APY) is based on monthly compounding of interest as noted. Fees may reduce earnings on an account.

1Early withdrawal penalties may apply to withdrawals made at any other time than during the grace period. Fees could reduce earnings on the account. Additional restrictions may apply.

2Up to the maximum established by the FDIC per depositor and ownership type.

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