Tips for helping to reduce various fees and charges
Manage Your Account Fees
You may be able to avoid monthly service charges by reviewing and understanding the terms and conditions of your account(s), and taking steps to ensure that you fulfill the minimum requirements to waive a monthly service charge each month.
Review the Schedule of Fees and Charges for Personal Accounts and become familiar with fees that may apply to your account activity and determine if there are ways to reduce or avoid such fees and charges.
You can also avoid certain fees associated with non-Bank of the West ATMs by using a Bank of the West ATM or requesting cash back when you use your debit card at participating merchants.
An easy way to avoid returned item and overdraft fees is to record all deposits and withdrawals in your check register, so you can track your account balance and limit spending to available funds.
You can also use Online Banking to track transactions and stay on top of your finances. In addition, sign up for balance alerts through Online Banking to receive notification when funds are running low. Sign in to Online Banking, click the Services and Support tab, and select Manage Alerts to learn more.
When you have questions or concerns about a fee that you have incurred, talk to your banker about steps to take to avoid similar situations in the future.