We Drive the Market in RV Financing

We Drive the Market in RV Financing

Whether you’re looking for RV financing for a new or used motorhomes, 5th wheel or travel trailer, you can count on a hassle free experience from the beginning to end. Take advantage of competitive rates and flexible terms. Are you ready to hit the road?

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RV Loan Calculator

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TTY 1-800-659-5495 


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Get RV Financing from $5,000 and Up


Have on Hand

  • Asset information
  • 2 years of verifiable income history
  • Debt info
  • Social Security or Taxpayer ID Number


Here’s What’s What

  • Terms that go up to 20 years*
  • Fixed monthly payments
  • No prepayment penalty
  • Get a 0.25% rate discount when you set up an automatic payment from a Bank of the West deposit account at the time of loan closing

* Example of an RV loan: A 10 year fixed rate $26,050 loan (includes a $50 processing fee) with a 6.995% APR would have 120 monthly payments of $301.81.


Important Disclosures

Loan Process

1. Fill out application

Submit a loan application online or by calling

2. Get approved

You will be notified once the application is decisioned

3. Finish loan paperwork

Arrange appointment with your branch banker to close and fund your new loan

RV Loan FAQs

What might prevent me from getting a loan?

Loans are subject to credit and application approval. Credit scores of 690 or higher are preferred.


Can I have a co-signer?

No. Co-signers are not currently permissible for this particular loan.


What is the process? Do I need to come to a branch?

You do need to come into a branch to sign the final paperwork.


I got denied. Now what?

Poor credit scores are the most common reason that people do not qualify. Please read this article, Good Credit Planning, to improve your score and reapply when it improves.

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The more you know, the better your roadmap will be for an RV loan.

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Legal information and Disclosures

Subject to credit approval. Certain restrictions apply.

Automatic Payment rate discount of 0.25% is valid only for applications submitted directly to Bank of the West via the Apply Now link, at a branch, or over the phone to a Bank of the West Call Center. Cannot be combined with other relationship discounts.

APR is the Annual Percentage Rate. Subject to consumer loan program guidelines and credit approval. Certain fees, closing costs and restrictions may apply.

APR applied to the loan is the APR in effect on the date the application is received and is valid until 30 days from application date.

APRs may vary with loan term.

Maximum loan term is based on loan amount.

Rates and terms are subject to change without notice.

Credit score may vary depending on credit reporting agency.