Home Lending Solutions to Meet Your Needs

Our Autopay Discount Just Doubled

Limited-time offer only available from June 1 through June 30, 2021. Receive a 0.25%1 interest rate discount off our published mortgage rates when you refinance your mortgage or buy a new home with Bank of the West and enroll in automatic payments with a Bank of the West checking or savings account. Lock your rate between June 1 and June 30, 2021 to double your discount.

Take advantage of our:

  • Variety of mortgage products with loan amounts from $50,000 up to $4,000,000
  • Rate match program – we try to match or beat a competitor’s quoted rate2
  • Relationship Pricing Discount for eligible customers of Bank of the West and its affiliates3

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Speak with a Mortgage Banker


Call 844-219-6003
TTY 800-659-5495
Monday – Friday
8 a.m. – 6 p.m. PT
Saturday
8 a.m. – 12 p.m. PT


Check Rates


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Legal information and Disclosures

All loans subject to credit approval, standard mortgage qualifications and underwriting requirements. Additional fees, conditions, exclusions and restrictions may apply. Contact a mortgage banker for details. Terms and conditions are subject to change without notice.

1Automatic payment discount of 0.25% off the standard rate requires applicants to establish automatic monthly payments from their new or existing Bank of the West personal checking or savings account. For adjustable rate mortgages, discounts are applicable only during the initial fixed-rate period. All terms and conditions applicable to the checking or savings account apply, including fees and minimum opening deposits. Additional benefits may be available for eligible customers of Bank of the West and its affiliates (ask us for details). Discount is off promissory note rate. Not applicable to Home Equity Lines of Credit. Not applicable to Home Equity Lines of Credit. Mortgage loan application must be locked between June 1 and June 30, 2021 to be eligible for this promotion.

2Offer to meet or beat another lender’s offer is available on conforming (government and conventional) loan applications. It may be available for jumbo loans, certain restrictions apply. For eligible applications, we will review the competing interest rate offer for the same loan product type, down payment, points paid, and term (as applicable) and attempt to match or beat it if you apply for and are approved for an equivalent mortgage loan with Bank of the West. To review the competing interest rate offer, we must receive a valid Loan Estimate or other acceptable documentation of a current loan offer from a competing lender within three days of issuance. We reserve the right to verify the validity of your Loan Estimate or other offer and any information contained in the competing lender’s documentation. A rate quote without evidence an application has been submitted and approved by the competing lender will not be sufficient.

3Relationship Pricing Discounts may be available for eligible Bank of the West deposit customers, Bank of the West Global Investment Fiduciary Solutions investment clients, and investment customers of BancWest Investment Services. For adjustable rate mortgages, the discounts are applicable only during the initial fixed-rate period. Insurance, lending, irrevocable trusts, business accounts as well as any account that would breach fiduciary duty, law or regulation are ineligible accounts and may not be taken into account to determine eligibility for this offer (contact us for more details).

Bank of the West Wealth Management offers products and services through Bank of the West and its various affiliates and subsidiaries.

Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer, Member FINRA/SIPC, and SEC Registered Investment Adviser. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. Bank of the West and its various affiliates and subsidiaries are not tax or legal advisors. BancWest Investment Services is a wholly owned subsidiary of Bank of the West. Bank of the West is a wholly owned subsidiary of BNP Paribas.

Investment and Insurance Products:

  • NOT FDIC INSURED
  • NOT BANK GUARANTEED
  • MAY LOSE VALUE
  • NOT A DEPOSIT
  • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY