Get prequalified or preapproved for a mortgage

Wondering how much home you can afford? You may be prequalified in minutes or you may get started home shopping with a preapproval letter. Have questions?

We also offer:

  • Additional discounts for Bank of the West customers (Download in English or Spanish)
  • Loans up to $4,000,000
  • Flexible lending options to meet your unique financial needs

First time homebuyer?

Find a Home Loan Specialist

Contact Us

Are you ready?

Apply Online


Check rates
Rates are subject to change without notice.


Call 1-844-777-2689
TTY 1-800-659-5495


Make payment via Online Banking or ACI Payments, Inc.

Today's Purchase Rates

Select a rate or APR to view important loan information.

30 Year Fixed Conforming *

Interest Rate 2.875%
APR 2.929%
Points 0.250
Loan Amount Example $250,000
Monthly Payment $1,037

15 Year Fixed Conforming *

Interest Rate 2.375%
APR 2.437%
Points -0.125
Loan Amount Example $250,000
Monthly Payment $1,652

30 Year Fixed
Jumbo *

Interest Rate 3.125%
APR 3.156%
Points 0.250
Loan Amount Example $800,000
Monthly Payment $5,911

7/6 mo. ARM
Jumbo *

Interest Rate 2.750%
APR 2.907%
Points 0.125
Loan Amount Example $800,000
Monthly Payment $3,266

* Rates subject to change without notice.

Today's Purchase Rates

Select a rate or APR to view important loan information.

30 Year Fixed Conforming *

Interest Rate 2.875%
APR 2.929%
Points 0.250
Loan Amount Example $250,000
Monthly Payment $1,037

15 Year Fixed Conforming *

Interest Rate 2.375%
APR 2.437%
Points -0.125
Loan Amount Example $250,000
Monthly Payment $1,652

30 Year Fixed
Jumbo *

Interest Rate 3.125%
APR 3.156%
Points 0.250
Loan Amount Example $800,000
Monthly Payment $5,911

7/6 mo. ARM
Jumbo *

Interest Rate 2.750%
APR 2.907%
Points 0.125
Loan Amount Example $800,000
Monthly Payment $3,266

* Rates subject to change without notice.

Ready to get started?

Whether you are looking to buy your first home, refinance your home or apply for a home equity line of credit, we’re ready to make your dreams a reality.

Plan better with these mortgage calculators1

Are you going through a financial hardship?

Find out how we can help.

Ready to own your dreams?

Check rates
Rates are subject to change without notice.

Call 1-844-777-2689
TTY 1-800-659-5495

Apply Online

Make a payment

What you might need to apply

  • Asset information
  • Employment and income history
  • Debt information
  • Social Security Number or other identification number

Legal information and Disclosures

1 Calculators are provided as a convenience. Bank of the West makes no warranties about the accuracy or completeness of the calculations.

All loans subject to credit approval, standard mortgage qualifications and underwriting requirements. Additional fees, conditions, and restrictions may apply.

A mortgage preapproval is a no-cost service offered by Bank of the West and is subject to conditions that must be met before final loan approval. Additional restrictions may apply.