You can feel right at home in the West

Have you recently moved to the United States? Our international services can help you get off to a great start and get settled.

  • Dedicated professionals who understand your unique challenges
  • Products and solutions designed specifically for international clients
  • No U.S. credit history required

Contact Us

Checking Accounts

  • Minimum opening deposit as little as $0.01
  • No Social Security number, visa, or U.S. address required to open an account1

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Credit Cards1,2

  • No annual fee3
  • Unsecured credit line up to $15,000 (up to $25,000 for Wealth Management Clients)
  • Compatible with Apple Pay® and Android Pay

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Auto Loans1,4

  • Borrow $7,500–$150,000, for up to 90% of the vehicle's value (available credit based on your relationship with the bank)5
  • Enjoy competitive interest rates and various terms even with no U.S. credit history4
  • No prepayment penalty if you refinance or pay off your loan early

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Home Mortgages1,6

  • Receive a .125% interest rate reduction when you sign up for automatic payments6
  • Choose between a fixed rate and adjustable rate option
  • Enjoy competitive interest rates even with no U.S. credit history6
  • No prepayment penalty if you refinance or pay off your loan early

Learn More

Arrive and Thrive

Check out our interactive guide and International Content Hub for helpful information on how to navigate your new home.

Tell us where you live

Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.