INTERNATIONAL CLIENTS CAN FEEL RIGHT AT
HOME IN THE WEST

Bank of the West is your local bank with global connections

We'll help you get settled.

Have you recently moved to the United States? Welcome! Our international services have been carefully designed to help you get off to a great start.

BNP Paribas Group Logo
Bank of the West logo

Since 1980, Bank of the West has been affiliated with BNP Paribas, a global leader in financial services and one of the world's six highest rated banks. In 2001, our holding company BancWest Corporation became a wholly-owned subsidiary of BNP Paribas. 

With a presence in 75 countries and more than 189,000 employees, BNP Paribas Group serves nearly 32 million individual customers worldwide.

Bank of the West provides a wide range of personal, commercial, wealth management and international banking services through more than 600 branches and offices in 23 states and digital channels. Prudent credit underwriting, a diversified loan portfolio, and careful risk management have allowed us to grow to $82.6 billion in assets as of September 30, 2016. It is one of the nation's largest banks, yet it preserves its local feel and its award-winning style of relationship banking that ensures superior customer service.

The International Banking Group is a team of Bank of the West specialists dedicated to helping international clients in the U.S.

Our diverse backgrounds and multiple language skills help us build international client-specific solutions that address the unique challenges and opportunities facing international clients.

Do you want to start putting together what you need before you move to the U.S., or would you prefer to arrange it all when you arrive? Nonresidents, expatriates and international hires have unique needs that our team has been addressing for years.

We look forward to helping you feel right at home.

Marco Mavvilla
Aspet Hovanessiangholikand
Gianluca Paci
Thomas Riebs

Julien Christiaens
Arnaud Sintes
Adrien Millen
Rebecca Mulligan

Thierry Gabadou
Armando Gonzalez
Irene Muir
Nada Jackson

In addition to our traditional banking products, which can be found on www.bankofthewest.com, we are happy to offer you products that are specifically designed for international clients.

Credit Cards1

Whether you are in the United States permanently or temporarily, getting a U.S. credit card and building your credit history can be challenging. Bank of the West recognizes this and has worked to make credit card products featuring no annual fee2, purchase protection3, and more available to its international clients.

  • No annual fee2
  • Unsecured credit line up to $12,000
  • Compatible with Apple and Android Pay

Home Ownership4

You have just arrived in the US and are looking for a home. You would rather buy than rent. Inquire about our Mortgage5 product for clients with limited credit history in the U.S. Product availability currently scheduled for Q1 2017 (subject to change).

You will be working with a dedicated professional who understands the unique challenges and opportunities of living and working in the United States.

Bank of the West mortgage features:

  • Apply even if you have no U.S. credit history
  • Receive a .125% interest rate reduction when you sign up for Relationship Pricing
  • Choose between a fixed rate and a variable rate option
  • Enjoy competitive interest rates
  • No prepayment penalty

To receive dedicated support from our team, most clients prefer to set up account opening meetings in advance but we are happy to accommodate short notice requests.

To organize a meeting or for any questions in:

San Francisco Bay Area, Sacramento Area, Seattle, Portland, or anywhere in NorCal, OR, WA, ID, WY, ND, SD, MN, WI, IA, NE, CO, KS, MO please contact:

julien.christiaens@bankofthewest.com—(415) 866-4909

Los Angeles, Orange County, Santa Barbara, San Diego, Las Vegas, or anywhere in SoCal, NV, AZ, UT, NM, OK please contact:

marco.mavilla@bankofthewest.com—(213) 972-0421

We are of course always happy to have a phone/Skype conversation with you prior to arrival to answer your questions about the US banking system..

Destination Services Consultants and other Global Mobility professionals

The International Banking Group is accustomed to working with DSCs, RMCs, Global Mobility Departments and their clients.

We understand that flexibility and consistency are important for you and we want to make sure that each client receives dedicated support and services from our team.

While appointments are not required, we appreciate if you are able to let us know an approximate time slot and the branch location. If you decide to go directly to the branch please notify Julien or Marco as soon as possible after the account opening.

Interested in learning how Bank of the West can help your international clients? We would love to hear from you.

1Lending products including mortgages, lines of credit, credit cards, and car loans are subject to credit approval, and there is no guarantee you will receive a loan.

Certain fees and restrictions may apply.

2The Bank of the West Expatriate Credit Card is a no annual fee card. The Bank of the West Expatriate Credit Card Introductory 0% Annual Percentage Rate (APR) applies to purchase transactions only for the first 6 months and after that the APR will be 15.24% to 23.24% based on creditworthiness. The APR for Balance Transfer is 15.24% to 23.24% based on creditworthiness. The APR for Cash Advances is 25.24%. The Penalty APR is 30.24%. Other charges and fees may apply. Transaction fees vary from $5 to 4% depending on the transaction. Penalty fees vary from state by state to a maximum of $35 per violation. See Bank of the West Expatriate Credit Card Disclosures for additional important information on Interest Rates, Charges, and Fees.

Transaction fees vary from $5 to 4% depending on the transaction. Penalty fees vary from state by state to a maximum of $35 per violation.

3Coverage is limited to the difference between the actual cost of the item (excluding taxes, storage, shipping and handling costs) and the advertised lower price, up to $250 per claim. There is a maximum of four (4) claims per cardholder account per twelve (12) month period. Additional conditions and restrictions apply. Please refer to your Guide to Benefits at www.mastercard.com/credit-gtb for details.

4All loans subject to credit approval, standard mortgages qualifications and underwriting requirements. Additional fees, conditions and restrictions may apply. Not applicable to Home Equity Lines of Credit. Relationship Pricing Interest Rate Discount requires loan applicants to establish a Bank of the West personal checking account and automatic mortgage payment and is subject to the terms of a Relationship Pricing Promotion Agreement. Minimum opening deposit for a Bank of the West checking account ranges from $100 to $500, depending on the type of checking account you choose. In South Dakota, Bank of the West operates under the name of Bank of the West California.

5Product and any pertinent information related to the Mortgage Loan for International Clients will be made available in Q1 2017 (subject to change).

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