Bank of the West Platinum Credit Card offers you competitive rates.


See Pricing Terms and Conditions

Enjoy these card benefits:

  • It’s the perfect card if you carry a balance
  • A lower interest rate than many other credit cards
  • 0% intro APR for the first 12 months on balance transfers, then variable APR, currently 15.74% - 23.74%
  • No annual fee

SecureSuiteā„¢ protects you with:

  • 24/7 fraud monitoring
  • Identity theft resolution
  • Zero liability for unauthorized transactions1
  • Emergency card replacement

Manage your card online 24/7

  • Temporarily lock and unlock your card
  • Set travel alerts
  • View your statements
  • Activate your card
  • Order a replacement card
  • Change your PIN
  • Make a balance transfer
  • Dispute a transaction
  • Learn more

What you need to apply

  • Just a few minutes to complete the application
  • Social Security number
  • Gross income
  • Employer name (if applicable)
  • Rent/mortgage amount


Want Cash Back Rewards?

Check out our Cash Back Credit Card with 3% rewards on dining, gas2 and groceries and unlimited 1% on everything else. Learn more

Questions? Want to apply by phone?

Call 1-866- 269-2327
TTY 1-800-659-5495

24/7 credit card account access

Log in to manage your card or make an online payment

Legal information and Disclosures

Credit cards subject to credit approval. Certain fees and restrictions may apply.

1 For more information about Zero Liability protection, refer to www.Mastercard.us/zero-liability.html. Also, see additional protections contained in your Bank of the West Credit Card Account Agreement regarding Your Liability for Unauthorized Use and Billing Rights under the Fair Credit Billing Act. Limitations apply. Insurance is provided by insurance carriers indicated in your Guide to Benefits. Certain restrictions apply — please see your Guide to Benefits for details.

2 Cash Back rewards are based on Net Purchases (qualifying purchases less credit, returns, and adjustments). 1% base Cash Back for every $1 of net purchases. Eligible merchants for the 3% bonus categories (2% Bonus Cash Back on top of the 1% Base Cash Back) include: groceries (representing grocery stores/supermarkets, freezer/meat provisioner, miscellaneous food stores, bakeries, and candy/nut/confection stores); (b) Dining (representing eating place restaurants, bars, lounges and fast food restaurants); (c) Gas (representing service stations and automated fuel dispensers). After $1,500 is spent on gas purchases each calendar quarter, you go back to earning 1% Base Cash Back on gas purchases.

Mastercard and the Mastercard Brand Mark are registered trademarks.