Platinum Rewards Credit Cards

Make everyday spending
more rewarding.*

Now you can get reward Points easily on every qualifying purchase and experience enhanced Platinum benefits.

Get Rewarded

  • Get 1 reward Point for every $1 in qualifying purchases*
  • Get unlimited reward Points with no expiration dates and no annual cap as long as your account remains open and in good standing
  • Browse the Awards Catalog on for your choice of awards
  • Choose from awards like gift cards, cash rebates, merchandise, travel, and unique experiences
  • Travel on most domestic and international airlines with NO BLACKOUT DATES
  • Claim and redeem points easily, online or by phone

Good Value

Save Time

  • Save time when making purchases with acceptance at millions of locations worldwide
  • Manage your account easily and quickly with 24/7 online access with Online Banking
  • View your credit card transactions and make convenient online payments

Protect Yourself

  • Notify us promptly of unauthorized purchases and feel secure with Zero Liability Protection1

Enhanced Benefits1
Enjoy peace of mind when traveling with our Platinum benefits:

  • Price Protection2
  • Extended Warranty3
  • Identity Theft Resolution Services4
Apply Now

What you'll need to apply

  • Just a few minutes to complete the application
  • Social Security number
  • Gross monthly salary
  • Date of birth
  • Employer name and address
Apply Now
* Credit cards subject to credit approval. Certain fees and restrictions may apply. Refer to Rewards Program Rules. for more details about qualifying purchases that accrue points.

Benefits effective as of 1/1/2014.

1For more information about Zero Liability protection, refer to Also, see additional protections contained in your Bank of the West Credit Card Account Agreement regarding Your Liability for Unauthorized Use and Billing Rights under the Fair Credit Billing Act. Limitations apply. Insurance is provided by insurance carriers indicated in your Guide to Benefits. Certain restrictions apply – please see your Guide to Benefits at for details.

2 Up to $250 per claim and four claims per 12-month period

3 Maximum benefit for repair of replacement cannot exceed the actual amount placed on your credit card or $10,000.Additional conditions and restrictions apply. Please refer to your Guide to Benefits for details.

4 Certain exclusions and limitations may apply. For full terms and conditions, please refer to the MasterCard Guide to Benefits for Credit Card Holders at

MasterCard and the MasterCard Brand Mark are registered trademarks

Points have no value except when claimed by the cardholder for redeeming an award. Values of awards, points required for an award, and awards offered may vary from time to time without notice. The Bank of the West Rewards Program is subject to the current Program Rules.