Platinum Rewards Mastercard®

Bank of the West Platinum Mastercard

Earn reward points on virtually every purchase, plus enjoy enhanced Platinum benefits.

What You Get

  • Cash rebates
  • One reward point for every $1 in purchases1
  • Earn unlimited reward points with no expiration date
  • No blackout dates for domestic and international travel on most airlines
  • Claim and redeem reward points online or by phone
  • Choose from rewards like gift cards, merchandise, travel, and more. To learn more, visit


  • Worldwide Mastercard® acceptance
  • 24/7 Online Banking access


  • Enhanced security and protection benefits of Platinum including Zero Liability Protection2 and Price Protection3
  • Chip card technology and Identity Theft Resolution

Rates & Fees

* Credit cards subject to credit approval. Certain fees and restrictions may apply. Refer to Rewards Program Rules for more details about qualifying purchases that accrue points.

1Reward Points are awarded only on net, new purchases (purchases minus any returns or adjustments). Balance transfers, cash advances, convenience checks, interest charges, and any kind of fees charged to the account do not count as purchases.

2For more information about Zero Liability protection, refer to Also, see additional protections contained in your Bank of the West Credit Card Account Agreement regarding Your Liability for Unauthorized Use and Billing Rights under the Fair Credit Billing Act. Limitations apply. Insurance is provided by insurance carriers indicated in your Guide to Benefits. Certain restrictions apply — please see your Guide to Benefits at for details..

3Up to $250 per claim and four claims per 12-month period

4Certain exclusions and limitations may apply. For full terms and conditions, please refer to the Mastercard Guide to Benefits for Credit Card Holders at

Mastercard and the Mastercard Brand Mark are registered trademarks

Points have no value except when claimed by the cardholder for redeeming an award. Values of awards, points required for an award, and awards offered may vary from time to time without notice. The Bank of the West Rewards Program is subject to the current Program Rules.

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