Find the credit card
that's right for you.*

  • Get rewarded for your purchases
  • Save money with low rates
  • Enjoy convenient acceptance worldwide
  • All with the bank you know and trust

We're Here to Help

Customer Service
(800) 996-2638
Report lost or stolen card:
(800) 996-2638
To apply for a credit card:
(866) 269-2327

Compare All Credit Cards

Standard MasterCard®
Credit Card

Standard MasterCard Credit Card

Platinum MasterCard®
Credit Card

Platinum MasterCard Credit Card

Platinum Rewards MasterCard® Credit Card

Platinum Rewards MasterCard Credit Card

Features & Benefits

  • The everyday card for everyday spending
  • 24/7 access with Online Banking
  • Receive all of the benefits of a Platinum credit card with a lower rate
  • 24/7 access with Online Banking
  • Receive all of the benefits of a Platinum credit card
  • 24/7 access with Online Banking
  • Get 1 reward Point for every $1 in qualifying purchases
  • Get unlimited reward Points with no expiration dates and no annual cap as long as your account remains open and in good standing
  • Claim and redeem Points online for your choice of awards – gift cards, cash rebates, merchandise, travel, and unique experiences

Annual Fee

None
View Credit Card Pricing and Terms.

None
View Credit Card Pricing and Terms.

None
View Credit Card Pricing and Terms.

Introductory Purchase APR

0%

0%

0%

Introductory APR Period

First 6 months

First 6 months

First 6 months

Standard Purchase and Balance Transfer Variable APR

Prime + 17.74, currently 20.99%

Prime +13.74%, currently 16.99%

Prime + 15.74%, currently 18.99%

Security and Protection1

  • Zero liability for unauthorized purchases1
  • Price protection2
  • Extended Warranty3
  • Identity Theft Resolution Services4
  • Zero liability for unauthorized purchases1
  • Price protection2
  • Extended Warranty3
  • Identity Theft Resolution Services4
  • Zero liability for unauthorized purchases1
  • Price protection2
  • Extended Warranty3
  • Identity Theft Resolution Services4

* Credit cards subject to credit approval. Certain fees and restrictions may apply. Refer to Rewards Program Rules. for more details about qualifying purchases that accrue points.

Benefits effective as of 1/1/2014.

1For more information about Zero Liability protection, refer to www.MasterCard.us/zero-liability.html. Also, see additional protections contained in your Bank of the West Credit Card Account Agreement regarding Your Liability for Unauthorized Use and Billing Rights under the Fair Credit Billing Act. Limitations apply. Insurance is provided by insurance carriers indicated in your Guide to Benefits. Certain restrictions apply – please see your Guide to Benefits at www.mastercard.com/credit-gtb for details.

2 Up to $250 per claim and four claims per 12-month period

3 Maximum benefit for repair of replacement cannot exceed the actual amount placed on your credit card or $10,000.Additional conditions and restrictions apply. Please refer to your Guide to Benefits for details.

4 Certain exclusions and limitations may apply. For full terms and conditions, please refer to the MasterCard Guide to Benefits for Credit Card Holders at www.mastercard.com/credit-gtb.

Points have no value except when claimed by the cardholder for redeeming an award. Values of awards, points required for an award, and awards offered may vary from time to time without notice. The Bank of the West Rewards Program is subject to the current Program Rules.