Enjoy these card benefits:
Manage your card online 24/7
- Temporarily lock and unlock your card
- Set travel alerts
- View your statements
- Activate your card
- Order a replacement card
- Change your PIN
- Make a balance transfer
- Dispute a transaction
- Learn more
What you need to apply
- Just a few minutes to complete the application
- Social Security number
- Gross income
- Employer name (if applicable)
- Rent/mortgage amount
Credit cards subject to credit approval. Certain fees and restrictions may apply. Refer to Cash Back Rewards Program Rules for more details about qualifying purchases that earn Cash Back.
1 Cash Back rewards are based on Net Purchases (qualifying purchases less credit, returns, and adjustments). 1% base Cash Back for every $1 of net purchases. Eligible merchants for the 3% bonus categories (2% Bonus Cash Back on top of the 1% Base Cash Back) include: groceries (representing grocery stores/supermarkets, freezer/meat provisioner, miscellaneous food stores, bakeries, and candy/nut/confection stores); (b) Dining (representing eating place restaurants, bars, lounges and fast food restaurants); (c) Gas (representing service stations and automated fuel dispensers). After $1,500 is spent on gas purchases each calendar quarter, you go back to earning 1% Base Cash Back.
2 Cash Back payouts are scheduled quarterly; only accounts that make qualifying purchases and in good standing will receive Cash Back statement credit. "Good standing" means not closed, not credit revoked, not in bankruptcy, not in charge-off, not cancelled, or not terminated by either party. The Bank of the West Cash Back Rewards Program is subject to the current Cash Back Rewards Program Rules.
3 Certain exclusions and limitations may apply. For full terms and conditions, please refer to the Mastercard Guide to Benefits for Credit Card Holders at www.Mastercard.com/credit-gtb.
4 For more information about Zero Liability protection, refer to www.Mastercard.us/zero-liability.html. Also, see additional protections contained in your Bank of the West Credit Card Account Agreement regarding Your Liability for Unauthorized Use and Billing Rights under the Fair Credit Billing Act. Limitations apply. Insurance is provided by insurance carriers indicated in your Guide to Benefits. Certain restrictions apply — please see your Guide to Benefits at www.Mastercard.com/credit-gtb for details.
5 Up to $250 per claim and four claims per 12-month period.
Mastercard and the Mastercard Brand Mark are registered trademarks.
Cash Back Rewards have no cash or any other value until it is paid out as a statement credit to your Account. The Bank of the West The Bank of the West Cash Back Rewards Program is subject to the current Cash Back Rewards Program Rules.