FIND THE CREDIT CARD THAT'S RIGHT FOR YOU.

Enjoy competitive rates and get rewarded for your purchases.

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Secured MasterCard®

for new or rebuilding credit

The Secured MasterCard® is the right choice to keep your credit on-track. A deposit of $300-$5,000 into an interest-bearing savings account is held to secure your card. This amount, plus your income, determines your credit limit.*:

  • All the perks and privileges of being a MasterCard® cardholder
  • Receive consideration for other Bank of the West credit cards based on first-year payment history*
  • Worldwide acceptance and purchasing power
  • Enhanced security with chip card technology and Identity Theft Resolution Services
  • Zero Liability Protection allows you to enjoy peace of mind knowing that you won't be responsible for unauthorized debit card transactions1

Learn more

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Platinum MasterCard®

Bank of the West Platinum Mastercard

if you want lower rates

Get all the enhanced security1 and other benefits of our Standard card, plus a competitive rate.

  • A better rate than many standard credit cards
  • 0% introductory APR on purchases for six months, then 17.24% (Prime + 13.74%) afterwards
  • Enhanced security with chip card technology and Identity Theft Resolution Services
  • Zero Liability Protection allows you to enjoy peace of mind knowing that you won't be responsible for unauthorized debit card transactions1

Learn more

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Platinum Rewards MasterCard®

Bank of the West Platinum Mastercard

if you like rewards points

An easy-to-use rewards card. It's as simple as a point for every dollar you spend!2

  • Unlimited points with no annual cap
  • Points never expire as long as your account remains open and in good standing — use your points when and how you want
  • No annual fee and 0% introductory APR on purchases for six months, then 19.24% (Prime + 15.74%) afterwards
  • Enhanced security with chip card technology and Identity Theft Resolution Services
  • Zero Liability Protection allows you to enjoy peace of mind knowing that you won't be responsible for unauthorized debit card transactions1

Learn more

View Important Disclosures

World Mastercard®

Bank of the West Premier Mastercard

if you're a Premier client

Enroll in Bank of the West Premier for an opportunity to own a Premier credit card, with more rewards and other exclusive benefits.

  • Three rewards points for every dollar you spend on qualifying travel or restaurant purchases2
  • Premium products and pricing as part of our Premier program
  • Investing benefits with BancWest Investment Services3
  • Enhanced security with chip card technology and Identity Theft Resolution Services
  • Zero Liability Protection allows you to enjoy peace of mind knowing that you won't be responsible for unauthorized debit card transactions1
Visit Premier

With our Bank of the West MasterCard® Credit Cards, you'll enjoy competitive benefits, rates and limits along with top-notch customer service.

  • Make purchases at millions of locations worldwide, wherever MasterCard® is accepted.
  • Enjoy peace of mind — we're committed to keeping your card safe and secure.
  • Manage your card anytime with Bank of the West's convenient and easy Online Banking site, available 24/7.

If you still have questions or want to apply by phone or in-person, call (866) 269-2327, TTY 1-800-659-5495 or visit your local branch.

*Credit cards subject to credit approval. Certain fees and restrictions may apply.

1For more information about Zero Liability protection, refer to www.MasterCard.us/zero-liability.html. Also, see additional protections contained in your Bank of the West Credit Card Account Agreement regarding Your Liability for Unauthorized Use and Billing Rights under the Fair Credit Billing Act. Limitations apply. Insurance is provided by insurance carriers indicated in your Guide to Benefits. Certain restrictions apply – please see your Guide to Benefits at www.mastercard.com/credit-gtb for details.

2Reward Points are awarded only on net, new purchases (purchases minus any returns or adjustments). Balance transfers, cash advances, convenience checks, interest charges, and any kind of fees charged to the account do not count as purchases. You can get and redeem Points as long as your account remains open and in good standing. Points have no value except when claimed by the cardholder for redeeming an award. Values of awards, Points required for an award, and awards offered may vary from time to time without notice. The Bank of the West Rewards Program is subject to the current Rewards Program Rules.

3Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer, Member FINRA/SIPC, and an SEC-registered investment adviser. Financial Advisors are Registered Representatives of BancWest Investment Services. BancWest Investment Services is a wholly owned subsidiary of Bank of the West. BancWest Corporation is the holding company for Bank of the West. BancWest Corporation is a wholly owned subsidiary of BNP Paribas.



Investment and Insurance Products:
  • Not FDIC insured
  • Not bank guaranteed
  • May lose value
  • Not a deposit
  • Not insured by any federal government agency

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