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Standard MasterCard®

Bank of the West Standard Mastercard

if you're building credit

Our Standard MasterCard® is perfect if you're still establishing your credit and want a no-hassle card, including:

  • no annual fee
  • 0% introductory APR on purchases for six months, then 20.99% (Prime + 17.74%) afterwards
  • enhanced security and theft protection services1

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Platinum MasterCard®

Bank of the West Platinum Mastercard

if you want lower rates

Get all the enhanced security1 and other benefits of our Standard card, plus a competitive rate.

  • a better rate than many standard credit cards
  • 0% introductory APR on purchases for six months, then 16.99% (Prime + 13.74%) afterwards
  • enhanced security and theft protection services1

Learn more




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Platinum Rewards MasterCard®

Bank of the West Platinum Mastercard

if you like rewards points

An easy-to-use rewards card. It’s as simple as a point for every dollar you spend!2

  • unlimited points with no annual cap
  • points never expire as long as your account remains open and in good standing — use your points when and how you want
  • no annual fee and 0% introductory APR on purchases for six months, then 18.99% (Prime + 15.74%) afterwards

Learn more

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World MasterCard®

if you're a Premier client

Enroll in Bank of the West Premier for an opportunity to own a Premier credit card, with more rewards and other exclusive benefits.

  • three rewards points for every dollar you spend on qualifying travel or restaurant purchases3
  • premium products and pricing as part of our Premier program
  • investing benefits with BancWest Investment Services4
Visit Premier

With our Bank of the West MasterCard® Credit Cards, you'll enjoy competitive benefits, rates and limits along with top-notch customer service.

  • Make purchases at millions of locations worldwide, wherever MasterCard® is accepted.
  • Enjoy peace of mind — we're committed to keeping your card safe and secure.
  • Manage your card anytime with Bank of the West's convenient and easy Online Banking site, available 24/7.

If you still have questions or want to apply by phone or in-person, call (866) 269-2327 or visit your local branch.

Credit cards subject to credit approval. Certain fees and restrictions may apply.

1For more information about Zero Liability protection, refer to www.MasterCard.us/zero-liability.html. Also, see additional protections contained in your Bank of the West Credit Card Account Agreement regarding Your Liability for Unauthorized Use and Billing Rights under the Fair Credit Billing Act. Limitations apply. Insurance is provided by insurance carriers indicated in your Guide to Benefits. Certain restrictions apply – please see your Guide to Benefits at www.mastercard.com/credit-gtb for details.

2Points have no value except when claimed by the cardholder for redeeming an award. Values of awards, points required for an award, and awards offered may vary from time to time without notice. The Bank of the West Rewards Program is subject to the current Program Rules.

3Reward Points are awarded only on net, new purchases (purchases minus any returns or adjustments). Balance transfers, cash advances, convenience checks, interest charges, and any kind of fees charged to the account do not count as purchases.

4Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer, Member FINRA/SIPC. Financial Advisors are Registered Representatives of BancWest Investment Services. BancWest Investment Services is a wholly owned subsidiary of Bank of the West. BancWest Corporation is the holding company for Bank of the West. BancWest Corporation is a wholly owned subsidiary of BNP Paribas.

Investment and Insurance Products:


  • Not FDIC insured
  • Not bank guaranteed
  • May lose value
  • Not a deposit
  • Not insured by any federal government agency