Student Checking

Checking that fits your lifestyle and your budget.

Student Checking comes with more of what you want – and less of what you don't.

Bank of the West Student Checking accounts come with:

  • Unlimited access to award-winning customer service
  • Unlimited use of Bank of the West ATMs
  • Online Banking with Bill Pay
  • Online Statements
  • Mobile Banking1
  • Overdraft protection with a linked savings or Gold Line2 account
  • Bank of the West Debit Card with discounts and special offers on everyday items3
  • Discounts on consumer loan rates with automatic payments2
  • Toll free personal assistance through our Contact Center
  • Unlimited check writing with sufficient funds available
  • Deposits eligible for FDIC insurance up to the maximum established by the FDIC per depositor and ownership type
  • Optional Student Perks Bundle with extra benefits

The monthly service charge is $10. However, it's easy to waive this fee. Just present a valid student ID, and be between the ages of 18-24. You must present your student ID each year to avoid a monthly service charge for the next 12 months. There is an additional $3 fee for paper statements, which you can waive by signing up for Online Statements at bankofthewest.com/demo. On your 25th birthday, your account will automatically convert to an Easy Checking account.

Apply Now

To see how easy it is to switch your accounts from your current bank, download our step-by-step Guide to Moving Your Accounts to Bank of the West.

1 Standard text messaging and mobile carrier rates may apply.

2 Subject to credit approval.

3 Visit www.savings.mastercard.com where it's free to sign up for discounts and special offers.

What you'll need for our fast, secure online sign-up:

  • About fifteen minutes to complete the application
  • $20 minimum opening balance
  • Social Security number
  • Driver's license or state ID
  • Date of birth, email address and physical street address
  • Routing number, if you'll be opening your account by transferring funds from another bank

Apply Now

To see how easy it is to switch your accounts from your current bank, download our step-by-step Guide to Moving Your Accounts to Bank of the West.

1 If student ID not provided at account opening, monthly service charge will be waived for first statement cycle only. Valid student ID must be presented before end of second statement cycle to avoid further monthly service charges.