A DEBIT CARD WITH GREAT BENEFITS

The Bank of the West Debit Card

Our Debit Card is safer and more convenient than cash or checks. Use it to pay for everyday purchases, get cash at stores, Bank of the West ATMs or any ATM with the MasterCard® logo worldwide.

Pay as You Go

Choose your Bank of the West Debit Card when it makes financial sense for you to pay as you go. Purchases and payments are automatically deducted from your checking account.

Enjoy These Debit Card Benefits:

  • Zero-liability policy
    Enjoy peace of mind knowing you may not be responsible for unauthorized debit card transactions.1
  • Price protection
    If you buy a qualifying item with your debit card for up to $250 and then see it advertised for less within 60 days, this service can refund the difference.2
  • Extended warranty
    Many manufacturer warranties are now automatically doubled for up to one additional year.2
  • Satisfaction guarantee
    Even if the merchant will not accept your return within 60 days of the purchase date this service can reimburse you for qualifying purchases up to $250.2
  • MasterCard ID Theft Protection™
    Provides help if you are ever a victim of identity theft.2
  • Rewards
    Enroll your card in our Debit Card rewards program and for just $15 every year, you can earn an unlimited number of points to redeem for cash, gift cards, merchandise and more.3
  • Simplified money management
    When reviewing your account activity it's easy to spot your debit card transactions since they clearly display the transaction information, as well as the date and amount of the transaction. To make staying on top of your account even easier, sign up for Online Banking to access your account virtually anywhere, anytime.


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New Enhanced-Security Chip Debit Cards Are Coming

Bank of the West will begin issuing chip credit cards in October for a safer way to pay. Learn more

Award Winning Products and Services

Our service has been recognized for six consecutive years by the Greenwich Excellence Awards.

1Conditions and restrictions apply. Your liability for unauthorized use of your debit card for debit transactions processed through the MasterCard system will be zero dollars ($0) provided the following conditions are met: (1) you can demonstrate that you exercised reasonable care in safeguarding the debit card from risk of loss or theft; and (2) upon becoming aware of a loss or theft, you promptly report the loss or theft to Bank of the West. Refer to the "Consumer Liability of Unauthorized Transfers" and "MasterCard Debit Card Zero Liability" sections of your Deposit Account Disclosure for Personal Accounts (PDF) for details.

2Conditions and restrictions apply. Refer to your Guide to Benefits (PDF).

3Points have no value except when claimed by the cardholder for redeeming an award. Values of awards, points required for an award and awards offered may vary from time to time without notice. The Bank of the West Rewards Program is subject to the current Program Rules (PDF).

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