Choice Interest Checking

With our Choice Interest Checking account you can write checks for everyday purchases and bills while earning interest every month on your checking account balance. It's a valuable combination.

Choice Interest Checking Benefits

  • Higher interest on higher balances
  • Online Banking with Bill Pay
  • Bank of the West Debit Card
  • Unlimited access to Bank of the West ATMs
  • Overdraft Programs for occasional or unplanned overdrafts (Savings Overdraft Protection from a linked savings, money market1 or Gold Line2 from a linked line of credit)
  • Mobile Banking3
  • Discounts on consumer loan rates with automatic payments4
  • Unlimited check-writing
  • Deposits FDIC insured up to the maximum established by the FDIC per depositor and ownership type

Fees and Rates

The monthly service charge is $10. To waive it, each statement cycle:

  • Maintain an average monthly balance of $2,500 or more OR
  • Maintain a combined average monthly balance of $5,000 or more in linked savings and money market accounts, CDs and/or IRAs5
Want to know more about us?

Check out our Award Page.

1Savings Overdraft Protection transfers up to the available balance in your linked savings or money market. Certain fees and restrictions may apply.

2Gold Line transfers determined by your available credit limit and credit are subject to approval. The Gold Line account will not advance funds to cover fees or charges assessed by the Bank. This may result in an overdraft on your checking account. Certain fees and restrictions may apply.

3Wireless carriers may charge fees for text transmissions or data usage.

4Subject to credit approval.

5Common ownership is required on all linked accounts.

*This account earns interest at a variable rate. Rates differ based on balance. Rates may change any time without prior notice, before or after the account is opened. Fees could reduce earnings on the account. Additional restrictions may apply.