GET UP TO $3001WHEN YOU OPEN A NEW CHECKING ACCOUNT BY 3/4/16.

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Discover the right account for you with the benefits and features you need. Plus, you can receive up to $3001 when you open a new eligible checking account and take advantage of a limited-time offer. To participate, start by opening your new checking account online or in a branch by March 4, 2016.

Bank of the West Premier Checking Signature Checking Easy Checking
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For a limited time: You Can Get $3001

Read more about this Premier Checking Offer
Get up to $1502

Read more about this Signature Checking Offer
Get up to $1502

Read more about this Easy Checking Offer
You're looking for: A premium-level checking account, integrated banking and investing with a host of exclusive Premier features An interest-earning checking account with added benefits An everyday account with a low minimum balance
Annual Percentage Yield (APY)
Monthly service charge

$30

Waived when you:

  • Maintain at least $50,000 combined average monthly balance4 in this Bank of the West Premier Checking account plus other eligible personal Bank checking, money market, savings, CDs, and IRAs, and prior end-of-month account balances in eligible BancWest Investment Services5 investment accounts

$30

Waived when you:

  • Maintain an average monthly balance of $15,000 or more each statement cycle
    OR
  • Maintain a combined average monthly balance of $25,000 or more in linked savings and money market accounts, CDs and/or IRAs3 each statement cycle

$8 if you enroll in Online Statements for your account

$10 if you receive paper statements

Waived when you:

  • Maintain an average monthly balance of $1,000 or more each statement cycle
    OR
  • Receive at least one direct deposit of $250 or more during each statement cycle
    OR
  • Use your Bank of the West Debit Card for 10 or more purchases during each statement cycle
Online and Mobile Banking with Bill Pay
Debit card
Optional overdraft protection4
Earns interest
No fee for money orders, standard checks and stop payments
No Bank of the West charge at other bank ATMs
No ATM charges at all - we cover the other bank's charges too
Dedicated Premier customer service
Premier investment benefits and loan discounts
Premium credit benefits through the World MasterCard®

1Requirements to Receive $300 Bonus:

  • Open a new personal Bank of the West Premier Checking account at a branch between 01/23/16 and 03/04/16 with a minimum opening deposit of $500 or more with funds new to Bank of the West (Bank).
  • Maintain a minimum of $50,000 combined average monthly balance in this Bank of the West Premier Checking account, plus other linked personal checking, savings, money market accounts and non-IRA CDs, as well as prior end-of-month balances in eligible BancWest Investment Services (BWIS) investment accounts.
  • Qualifying Period - Maintain the minimum $50,000 combined average monthly balance for each of the first two full calendar months immediately following the month in which the opening deposit posts to the account.
  • Opening deposit must be received and posted to the account no later than 03/11/16.
  • Account must be in open status and have a positive balance as of 05/31/16 to be eligible to receive any bonus.
  • Bonus will be credited by 06/30/16 to the open Bank of the West Premier Checking account.
  • All accounts are subject to the Bank's standard terms and conditions and Schedule of Fees and Charges.

Accounts not Eligible for Combining Balances to Earn Bonus:

  • Linked accounts for combining balances do not include any account, the inclusion of which is prohibited by law or may result in a breach of any fiduciary duty, law or regulation, including the Employee Retirement Income Security Act of 1974 ("ERISA").
  • IRA CDs and investment IRAs are not eligible for combining balances to earn the bonus.
  • Business accounts are not eligible for this offer.

Bonus Limitations:

  • Limit of one consumer checking bonus per individual and per mailing address. If the customer or other individuals residing at the same address received or may receive any other consumer checking bonus from the Bank between 01/01/15 and 06/29/16, then no one at that address is eligible.
  • Offer does not apply to second or multiple personal checking accounts.
  • Bank will classify the bonus as interest paid to the Bank of the West Premier Checking account. Any applicable taxes associated with the bonus are the responsibility of the Bank of the West Premier Checking account holder. To the extent required by law, Bank of the West will report total value of this bonus to the IRS on Form 1099-INT for tax year 2016.
  • Offer is not available to existing Bank customers with an open personal checking account as of 01/22/16 or to employees of the Bank and its affiliates.

2Requirements to Receive the $150  Bonus:
Offer only valid for a new Easy, 55+, Signature, or Choice Interest checking account opened at a branch or account application submitted on bankofthewest.com between 01/23/16 and 03/04/16 with a minimum opening deposit of $100 or more with funds new to Bank of the West (Bank) received and posted to the account no later than 03/11/16.

To receive the $100 bonus, customer must have a direct deposit of at least $250 (two or more direct deposits that add up to $250 do not qualify) posted to the Checking account by 05/31/16. Direct deposit must be payroll, Social Security, pension or other government benefits.

To receive the $50 bonus, customer must request, receive and use a new Bank of the West Debit Card linked to the new Checking account for 10 or more debit card purchases all of which must post to the account by the last business day of the month for each of the first two full calendar months immediately following the month in which the opening deposit posts to the account, for a total of 20 or more transactions. Each purchase must be $3 or more. ATM transactions are excluded. All required purchases must be posted by 05/31/16.

  • Bonus will be credited to the open Checking account by 06/30/16.
  • Bank will classify the bonus as interest paid to the Checking account. Any applicable taxes associated with this offer are the responsibility of the account holder. To the extent required by law, Bank will report total value of the offer to the IRS on Form 1099 for tax year 2016. All accounts are subject to the Bank's standard terms and conditions and Schedule of Fees and Charges. An early closure fee of $25 will apply if an account is closed within 91 days of the account opening date.

Restrictions to Earn Checking Bonus:

  • Offer does not apply to Student or Premier Checking.
  • Offer does not apply to second or multiple checking accounts.

Offer is not available to existing Bank of the West customers with an open checking account as of 01/22/16.

Bonus Limitations:

  • If the customer or other individuals residing at the same address received or may receive any other consumer checking bonus from the Bank between 01/01/15 and 06/29/16, then no one at that address is eligible.
  • Limit of one consumer checking bonus per individual and per mailing address.
  • Employees of Bank of the West and its affiliates are not eligible for this offer.
  • Account must be in open status and have a positive balance as of 05/31/16 to be eligible to receive any bonus.

3Personal checking, money market, savings, CD and/or IRA accounts can be automatically linked to only one Signature Checking account. The primary account owner on Signature Checking must also be an owner on any linked accounts for the combined balance waiver. Additional Signature Checking accounts must meet standalone balance requirement for the monthly service charge to be waived, unless it is a secondary Signature Checking linked to a primary Signature Checking account.

4Overdraft programs are available such as Savings Overdraft Protection (which is available with a linked savings or money market) or Gold Line (which is a line of credit linked to a checking account). Gold Line account is subject to credit approval. Certain restrictions and fees may apply to all overdraft programs.8Bank of the West personal checking, money market, savings, CD, IRA, and BWIS investment accounts will be associated with only one (1) Bank of the West Premier Checking account. Based on your accounts' ownership, the Bank will automatically identify your eligible Bank and BancWest Investment Services ("BWIS") accounts for the purpose of calculating the combined average monthly balance. Ownership of the Bank of the West Premier Checking account and any associated deposit accounts must be identical. For BWIS investment accounts, there must be at least one (1) common owner to be included in the combined balance calculation. The date range of the Bank of the West Premier Checking account's statement cycle will be used to calculate the combined average monthly balance in the eligible associated checking, money market, savings, CD and IRA accounts. The prior month-end balances will be used for the eligible BWIS investment accounts. For the Bank to determine whether the combined average monthly balance requirement has been met, BWIS will provide the prior end-of-month balance information for all eligible investment accounts as received from affiliates and third party providers. Balances related to life insurance products held in BWIS accounts will not be included in determining whether the balance requirement has been met.

5Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer, Member FINRA/SIPC, and an SEC-registered investment adviser. Financial Advisors are Registered Representatives of BancWest Investment Services. BancWest Investment Services is a wholly owned subsidiary of Bank of the West. BancWest Corporation is the holding company for Bank of the West. BancWest Corporation is a wholly owned subsidiary of BNP Paribas.

Investment and Insurance products:



*This account earns interest at a variable rate. Rates differ based on balance. Rates may change any time without prior notice, before or after the account is opened. Fees could reduce earnings on the account. Additional restrictions may apply.