PREMIER CHECKINGfootnote1

Exclusive service, premium benefits.

Enjoy better rates, no ATM withdrawal fees worldwidefootnote2 and our highest level of service – all from a bank that has been recognized as one of North America’s Most Sustainable Banks.footnote3

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Not in California?

Account features

  • No ATM withdrawal fees worldwidefootnote2
  • Interest-bearing checking account
  • No fees to purchase checks or money orders, or for incoming wires
  • $25 monthly service charge waived with minimum $25,000 average balance in eligible accountsfootnote4
  • Zero liability fraud protectionfootnote5
  • Debit card can be added to your mobile wallet for convenient, secure purchases on the go

Added Benefits

Access to dedicated Financial Advisors and Wealth Specialistsfootnote6

Special rates on CDs and Money Market accountsfootnote7

Overdraft program options

Mobile app with over 100,000 5-star ratings

  • Secure biometric loginfootnote8
  • Deposit checks anytimefootnote8
  • Use Zelle® for free to send or request money
  • Tap to view monthly cash flow

App Store rating

4.8
Download on the App Store Get it on Google Play
3 potted plants
BANCWEST INVESTMENT SERVICES

Investment benefits with your Premier relationship

Meet with a licensed financial advisor to help you navigate your unique financial situation, and take advantage of investment and retirement benefits through BancWest Investment Services.footnote6

When your bank helps finance a more sustainable future, so do you

100%

Banks can lend up to 100% of their customers' deposits.footnote9 Do you know what your money is funding?

$230 BILLION

BMO is helping to mobilize $230 billionfootnote10 in sustainable financing worldwide by 2025 by various means including for companies that build clean transportation and green buildings, generate wind and solar power, and more.

Open your account online in about 5 minutes

Get our highest level of service and the stability that comes with being a part of BMO, the 8th largest bank in North America.

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Disclosure Information

Showing information for California

Deposit Account Disclosure for Personal Accounts

Schedule of Fees and Charges for Personal Deposit Accounts

Premier Program Addendum

Premier Checking Account Guide

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Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.