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COMPARE CHECKING

Checking accounts from a leader in sustainability

Enjoy no minimum balancefootnote1, an easy-to-waive monthly service charge and zero liability fraud protectionfootnote2 – all from a bank that has been recognized as one of North America’s Most Sustainable Banks.footnote3

Not in California?

 

Any Deposit Checking

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  • $0 monthly service charge with any deposit per statement (or if you are under age 25)footnote1
  • No minimum balance requirement
  • Access to 40,000+ fee-free ATMs nationwide for cash withdrawals
Featured

1% for the Planet Checkingfootnote4

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All the benefits of our Any Deposit Checking account, plus:

  • We donate 1% of our net revenue from this account to environmental nonprofits through the 1% for the Planet organization (at no cost to you)footnote5
  • View the estimated carbon impact of your debit card purchases in the mobile appfootnote6

Premier
Checkingfootnote7

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  • $25 monthly service charge waived with minimum combined average balance of at least $25,000 in Eligible Accountsfootnote8
  • No ATM withdrawal fees worldwidefootnote9
  • Interest-bearing account
  • No fees to purchase checks or money orders or for incoming wires
  • Special rates on CDs and Money Market accountsfootnote10

Mobile app with over 100,000 5-star ratings

  • Secure biometric loginfootnote11
  • Deposit checks anytimefootnote11
  • Use Zelle® for free to send or request money
  • Tap to view monthly cash flow

App Store rating

4.8
Download on the App Store Get it on Google Play

Security and support you can trust

When your bank helps finance a more sustainable future, so do you

100%

Banks can lend up to 100% of their customers' deposits.footnote13 Do you know what your money is funding?

$230 BILLION

BMO is helping to mobilize $230 billionfootnote14 in sustainable financing worldwide by 2025 by various means including for companies that build clean transportation and green buildings, generate wind and solar power, and more.

  • Can I open a checking account online?
    Yes, we offer the ability to open personal checking and savings accounts online within the states we operate in. Please visit our full list of products available to open online.
  • What is the minimum opening deposit for your checking accounts?
    You can open either Any Deposit Checking, 1% for the Planet Checking or Premier Checking with any amount ($0.01 or more).
  • What is 1% for the Planet?
    1% for the Planet is an international organization that helps businesses make an impact by donating 1% of their revenue to environmental nonprofits.
  • Are there fees to send money using Zelle®?
    There are no fees to use Zelle® through Bank of the West Online Banking or the mobile app. At times, Zelle® may send you notifications via text message if you have registered your US mobile phone. Your wireless provider may charge you per text message, so check your wireless plan before using the service.

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Any Deposit Checking    1% for the Planet Checking    Premier Checking

Disclosure Information

Showing information for New Mexico

Deposit Account Disclosure for Personal Accounts

Schedule of Fees and Charges for Personal Deposit Accounts

Premier Checking Account Guide

Premier Program Addendum

Any Deposit Checking Account Guide

1% for the Planet with Any Deposit Checking Addendum

Tell us where you live

Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.