Bank of the West Rate Sheet

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(Online account opening)

Interest Rate and Annual Percentage Yield (APY) - Accurate as of 09-18-2018
Interest rates are variable and may change as frequently as daily
Bank of the West: California

Retirement - Flexible Term Certificates of Deposit **

IRA 12-23 Months (044)
$100+
Interest
Rate
APY
0.12%0.12%
IRA 24-35 Month (015)
$100+
Interest
Rate
APY
0.45%0.45%
IRA 48-60 Months (051)
$100+
Interest
Rate
APY
0.65%0.65%

* The Annual Percentage Yield (APY) is based on monthly compounding of interest as noted. Fees may reduce earnings on an account.
**The Annual Percentage Yield (APY) is based on daily compounding of interest as noted. Fees may reduce earnings on an account.
***Promotional Rate eligibility—There are two ways to receive this promotional CD rate for deposits of $25,000 and more: (1) the account must be opened with at least $25,000 in funds new to Bank of the West, or (2) the term of an existing CD that's maturing must be identical to the advertised term and the balance must be at least $25,000 at the time the CD is renewed.
****Promotional Rate eligibility - All Funds must be new to Bank of the West in order to receive this promotional CD rate.
A penalty may be imposed for early withdrawal on Certificate of Deposit accounts.
See Deposit Account Disclosures for Personal and/or Business accounts for more information.
Member FDIC. Equal Housing Lender.

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