Get some new wheels with a car loan

Car financing from $7,500 and up.

  • Flexible financing terms
  • Fixed monthly payments
  • No prepayment penalty
  • 0.25% autopay rate discount

Apply Online

Or call: 1-866-269-2327   (TTY: 1-800-659-5495)

Go electric and drive away with savings up to 0.50%

Reduce your rate by 0.25% with an Electric Vehicle loan discount—it’s our way to support renewable energy and bring you savings on your auto loan, too.

0.25% off for electric vehicles

Buy a qualified electric vehicle and save more than just the planet.

0.25% off with automatic payments

Set up autopay from a Bank of the West checking or savings account at the time of loan closing.footnote1

For a total 0.50% off your auto loan rate

When going green means saving serious green.

Talk to your banker today about additional benefits for our Premier and Wealth Management customers.footnote2

  • What might prevent me from getting a loan?

    Loans are subject to credit and application approval. Credit scores of 600 or higher are preferred.

  • Can I have a co-signer?


  • Who can apply?

    To apply, you must be 18 years of age or older and reside in the bank's 19-state retail footprint. For expatriates located in the United States, refer to the International Banking Group.

  • What vehicles qualify for financing and which do not?

    Standard Production Vehicles qualify for financing.

    Collateral we do not finance:

    • Cars imported through sources other than factory authorized distributors.
    • Vehicles for hire (limos, cabs, ambulances, etc.)
    • Trucks weighing over one ton
    • Special body trucks (flatbeds, racks, etc.)
    • Salvaged vehicles
    • Lemon Law returns
    • Vehicles that are not in working order
    • Hail damaged vehicles
    • Commercial vehicles
    • Exotic/limited production vehicles (excludes Tesla)
    • Van conversions (see our RV product offering for Class B motorhomes)
  • Can I finance my taxes, titling, and licensing fees?

    Yes, tax, titling, and licensing fees may be financed, subject to loan-to-value restrictions.

  • Do you offer lease buyouts?

    Yes, we do offer lease buyouts. Please speak with a phone or branch representative for guidelines specific to your lease.

We're here for you

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Online banking or
ACI Payments, Inc.

Are you going through
a financial hardship?
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Tell us where you live

Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.