We offer personal use auto loans (purchase or refinance) for vehicles 9 model years or newer. Eligible collateral can be purchased from either a dealer, broker, or private party.
New models (with less than 6,000 miles) and used models listed in an approved valuation guide meeting program collateral age and loan term requirements. The maximum mileage allowed is based on loan term.
Collateral NOT eligible for financing:
- Vehicles older than 9 calendar years
- Cars imported through sources other than factory authorized distributors.
- Vehicles intended for Commercial use
- Vehicles for hire (limos, cabs, ambulances, etc.)
- Vehicles weighing 3.5 tons or more
- Lemon Law returns
- Vehicles that are not in working order, salvaged vehicles, or hail damaged vehicles
- Bus/van conversions, special body trucks (flatbeds, racks, etc.), exotic/limited production vehicles