Get some new wheels with a car loan

Car financing from $7,500 and up.

  • Flexible financing terms
  • Fixed monthly payments
  • No prepayment penalty
  • 0.25% autopay rate discount

Apply Online

Or call: 1-866-269-2327   (TTY: 1-800-659-5495)

Go electric and drive away with savings up to 0.50%

Reduce your rate by 0.25% with an Electric Vehicle loan discount—it’s our way to support renewable energy and bring you savings on your auto loan, too.

0.25% off for electric vehicles

Buy a qualified electric vehicle and save more than just the planet.

0.25% off with automatic payments

Set up autopay from a Bank of the West checking or savings account at the time of loan closing.footnote1

For a total 0.50% off your auto loan rate

When going green means saving serious green.

Talk to your banker today about additional benefits for our Premier and Wealth Management customers.footnote2

WHAT YOU’LL NEED TO APPLY

Gather this information to get ready

  • Asset information
  • Two years of verifiable income history
  • Debt information
  • Social Security or Taxpayer ID Number
CAR LOAN CALCULATORS

Plan smarter with our car loan calculators

Which is better: a new or used vehicle?

How much should depreciation cost me?

Should I lease or purchase a vehicle?

Should I finance or pay cash for a vehicle?

How much will my vehicle payments be?

Which vehicle loan is better?

What term of vehicle loan should I choose?

Which is better: a rebate or special dealer financing?

How long should I keep a vehicle?

What vehicle can I afford?

  • What might prevent me from getting a loan?

    Loans are subject to credit and application approval. Credit scores of 600 or higher are preferred.

  • Can I have a co-signer?

    Yes.

  • Who can apply?

    To apply, you must be 18 years of age or older and reside in the bank's 19-state retail footprint. For expatriates located in the United States, refer to the International Banking Group.

  • What vehicles qualify for financing and which do not?

    Standard Production Vehicles qualify for financing.

    Collateral we do not finance:

    • Cars imported through sources other than factory authorized distributors.
    • Vehicles for hire (limos, cabs, ambulances, etc.)
    • Trucks weighing over one ton
    • Special body trucks (flatbeds, racks, etc.)
    • Salvaged vehicles
    • Lemon Law returns
    • Vehicles that are not in working order
    • Hail damaged vehicles
    • Commercial vehicles
    • Exotic/limited production vehicles (excludes Tesla)
    • Van conversions (see our RV product offering for Class B motorhomes)
  • Can I finance my taxes, titling, and licensing fees?

    Yes, tax, titling, and licensing fees may be financed, subject to loan-to-value restrictions.

  • Do you offer lease buyouts?

    Yes, we do offer lease buyouts. Please speak with a phone or branch representative for guidelines specific to your lease.

We're here for you

Make payments via
Online banking or
ACI Payments, Inc.

Are you going through
a financial hardship?
Find out how we can help.

Tell us where you live

Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.