Man in boat

Boat loans that really make a splash

We specialize in loans for all types of new and used marine vessels: power or sail, including personal watercraft, bass boats, trawlers, multihull boats, and more. Get financing from $10,000 to $5,000,000.

  • Extended Terms Available
  • Purchase from a dealer/broker or private party
  • Full-time living financing available
  • Fixed monthly payments
  • No prepayment penalty

Boat loans are processed by Essex Credit, a division of Bank of the West. Visit the Essex Credit website to learn more about our rates and terms, program guidelines, and to use our online payment calculator.

Learn More  Apply Online

Call: 1-866-377-3948   (TTY: 1-800-659-5495)
Man in boat
What you'll need to apply

Gather this information to get ready

  • The year, make, model, and model number of the collateral you want to finance or refinance
  • Income and employment information
  • Personal information about yourself and any joint borrowers, including your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)

We're here for you

Get answers to your
questions about boat loans
Boat Loan FAQs

Make payments via
Online banking or
ACI Payments, Inc.

Are you going through
a financial hardship?
Find out how we can help.

Tell us where you live

Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.