Any deposit waives your monthly service chargefootnote1. No deposit funds Arctic drilling or big tobacco.

With Any Deposit Checking, enjoy no minimum balance and simple options to waive the monthly service charge1 - all from the bank with the strongest environmental policies of any major US bankfootnote2.

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Not in California?

Account features

  • Your deposits won't fund Arctic drilling, tar sands mining or big tobacco
  • $0 monthly service charge with any deposit per statement1 (or if you're under 25)
  • No minimum balance
  • Refer-a-Friend – Checking customers can earn up to $1,000 a year. Receive $25 for each friend and family member you successfully refer.

Added benefits


Zero Liability Fraud protectionfootnote3


Local branches and ATMs access in 68 countries

retail app on phone

Mobile app with over 100,000 5-star ratings

  • Secure biometric loginfootnote4
  • Deposit checks anytimefootnote4
  • Use Zelle® for free to send or request money
  • Tap to view monthly cash flow

App Store rating


Open your account online in about 5 minutes

Enjoy no minimum balance and help fight climate change (at no cost to you).

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Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.