Any deposit waives your monthly service chargefootnote1

With Any Deposit Checking, enjoy no minimum balance and simple options to waive the monthly service chargefootnote1 - all from a bank that has been recognized as one of North America’s Most Sustainable Banksfootnote2.

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Not in California?

Account features

  • $0 monthly service charge with any deposit per statement1 (or if you're under 25)
  • No minimum balance
  • Access to 40,000+ fee-free ATMs nationwide for cash withdrawals

Added benefits


Zero Liability Fraud protectionfootnote3

retail app on phone

Mobile app with over 100,000 5-star ratings

  • Secure biometric loginfootnote4
  • Deposit checks anytimefootnote4
  • Use Zelle® for free to send or request money
  • Tap to view monthly cash flow

App Store rating


Open your account online in about 5 minutes

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Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.