ANY DEPOSIT CHECKING

Any deposit waives your monthly service chargefootnote1

With Any Deposit Checking, enjoy no minimum balance and simple options to waive the monthly service chargefootnote1 - all from a bank that has been recognized as one of North America’s Most Sustainable Banksfootnote2.

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Not in California?

Account features

  • $0 monthly service charge with any deposit per statement1 (or if you're under 25)
  • No minimum balance
  • Access to 40,000+ fee-free ATMs nationwide for cash withdrawals

Added benefits

lock

Zero Liability Fraud protectionfootnote3

retail app on phone

Mobile app with over 100,000 5-star ratings

  • Secure biometric loginfootnote4
  • Deposit checks anytimefootnote4
  • Use Zelle® for free to send or request money
  • Tap to view monthly cash flow

App Store rating

4.8
Download on the App Store Get it on Google Play

When your bank helps finance a more sustainable future, so do you

100%

Banks can lend up to 100% of their customers' deposits.footnote5 Do you know what your money is funding?

$230 BILLION

BMO is helping to mobilize $230 billionfootnote6 in sustainable financing worldwide by 2025 by various means including for companies that build clean transportation and green buildings, generate wind and solar power, and more.

Open your account online in about 5 minutes

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Disclosure Information

Showing information for California

Deposit Account Disclosure for Personal Accounts

Schedule of Fees and Charges for Personal Deposit Accounts

Any Deposit Checking Account Guide

Tell us where you live

Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.