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Start growing your savings today with a CD

Our Premium CD has savings options that fit your needs.

Not in California?

Get answers to your questions about CDs

  • What is a CD?
    A certificate of deposit (CD) is similar to a savings account. Money is deposited in a CD at a fixed interest rate and must remain there for a specific term. This term can be from 91 days to 5 years.
  • What if I want to withdraw my CD early?
    Penalties may apply to withdrawals made at any other time than during the grace period. Early withdrawal penalty fees could reduce earnings on the account.
  • What do I do when my CD matures?
    When your CD matures, you can withdraw all or part of the money, have it automatically renew for the same CD term at the interest rate that is being offered at maturity, or roll it over into a new CD term at the interest rate that is being offered at maturity.

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Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.