Economic outlook
Our Chief Economist, Scott Anderson, analyzes international, national, and regional economic trends. Click here to read his latest post about the global economic impact of the COVID-19 pandemic.
We’re here to help
As portions of the country start to re-open, we continue to help individuals and businesses with their money matters. To promote physical distancing, we encourage people to bank online and through our mobile app, including sending and receiving money electronically. For those receiving federal COVID-19 relief checks, we recommend using the Bank of the West mobile app to make a remote deposit. Below you’ll find helpful resources and guidance, including a mobile banking tutorial, information on our loan deferrals, and advice on investing in volatile times.
Help with your loans
If you are unable to make your loan payment due to being impacted by COVID-19, we may be able to help. For information on how to request help with any of your loans, please visit our payment assistance page.
Help with all other accounts
We encourage you to use Online Banking to stay connected as we offer many online self-service tools. If you need additional assistance with your account, other than loan assistance, please call us at 800-488-2265 (TTY 800-659-5495). We would be happy to discuss your unique situation.
Business customers
For resources and assistance specifically for our business customers, please visit our business help page.
Temporary branch banking changes
Make an Appointment
To allow for social distancing, we ask that our customers book a 30 minute appointment with a banker prior to visiting a branch.
Branches with a drive-up window
The branch lobby will be open with controlled branch access, and the drive-up window will remain open to serve you.
Branches with no drive-up window
The branch lobby will remain open, though we will be limiting the number of customers in the branch at a time.
Bank Locator
Find a Branch or ATM
Coronavirus Tax Relief and Economic Impact Payments
Here's what you can expect.
- The IRS is recommending that you do not call them and instead refer to this IRS link
Economic Impact Payments
On April 2, 2020, the Treasury Department and the Internal Revenue Service announced the distribution of economic relief payments to help Americans combat the financial effects of the COVID-19 outbreak.
Economic Impact Payment tips from the IRS:
- Check to see if you're eligible for the Economic Impact Payment.
- If you are eligible and have filed a tax return for 2019 or 2018 or receive Social Security from the government, the IRS will automatically send the economic impact payment to you. The payment will be deposited directly into the same account you used for your tax return.
- No direct deposit set up? Take steps to avoid getting a paper check so you can get your money faster without having to leave your home. On April 15, the IRS will have a portal where consumers can check the status of their refund and provide their direct deposit information. Check here for timing.
- If you get a paper check, deposit it quickly and efficiently using our mobile deposit through our mobile app. Learn how.
Protect yourself from fraud and scams
For the safety and security of our customers, we want to help you be aware of the fraud and scams that may be on the rise during this time.
Learn what you can do to stay safe and be alert.
The safe and convenient way to bank
Use our Online Banking and Mobile app to bank remotely. Through our mobile banking app you can:
- Check your account balance and transaction history
- Deposit a check by simply taking a picture of it
- Pay bills
- Transfer funds
- Send money to friends and family through Zelle®1
- Learn how to deposit a check using your mobile device. Watch the video.
Download our iPhone® or Android™ app from the Apple App Store or Google Play.2
In-person meetings by appointment
Our advisors are available to consult with you one-on-one with regards to the markets and your financial accounts with us. Whether you meet with your advisor in a branch or a Wealth Center, we ask that you schedule your meeting, as our wealth offices are currently closed for walk-in visits.
Rest assured, when you do visit us, we continue to follow guidance from the Centers for Disease Control (CDC).
Ways to contact us
Talk with your Primary Advisor, or:
- For banking services 24/7, call our Privilege Connect team at 800-435-1912 (TTY: 800-659-5495) for 24/7 assistance.
- For BancWest Investment Services, call 1-800-338-3919 (TTY: 866-936-2689) from 6:00am PT to 7:00pm PT Monday through Friday.
- For Global Investment Management and Fiduciary Solutions, call your Fiduciary Officer or your Portfolio Manager.
We are safe, stable and secure
- Bank of the West is a member of the FDIC, so your deposits will remain secure with us3.
- With a Tier-1 Risk-Based Capital Ratio above 12% (more than 2 times the regulatory minimum), you can trust that we'll remain in a strong position to meet your credit and liquidity needs4.
- We are a wholly owned subsidiary of BNP Paribas. That means Bank of the West, along with our customers, has the full support of the 7th largest financial institution in the world.
- Finally, with our diverse sources of funding and ample access to contingent liquidity, our customers can count on us to have their liquidity needs met 4.
A message from our CEO
Please take a moment to read a letter from CEO Nandita Bakhshi
Contactless purchases with your mobile wallet
Add your Bank of the West debit or credit card to your mobile device’s wallet to make contactless in-store purchases. A mobile wallet is a secure and convenient way to make purchases online or in-store right from your smartphone or smartwatch.
Learn how to load and use your cards in your mobile device.
Learn to deposit a check using your mobile device
5 steps to set up a direct deposit alert.
- Log into Online Banking on your desktop, choose “Service and Support” from the top navigation
- Under Account Services, click on “Manage account and security alerts”
- Choose “Set up alerts”
- Choose “Transaction” from the Alert Types
- Select the account you want the direct deposit to go to, choose “Direct Deposit” from Transaction Type, Set limit to greater than $1.00, select box for alert method
Legal information and Disclosures
1Must have a bank account in the U.S. to use Zelle. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
2Wireless carriers may charge fees for text transmissions or data usage. Message frequency depends on account settings. Text HELP to BKWST (25978) for help. Availability of Mobile Banking may be affected by your mobile device's coverage area.
3FDIC Insurance available up to the maximum established by FDIC per depositor and ownership type.
4Lending products and service subject to credit approval. Certain fees and restrictions may apply.
Apple, the Apple logo, iPhone, iPad, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google LLC. Google Play is a trademark of Google LLC.
Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer, member FINRA/SIPC, and SEC Registered Investment Adviser. Financial Advisors are Registered Representatives of BancWest Investment Services. Fixed annuities/insurance products are offered through BancWest Insurance Agency in California, (License #0C52321) and through BancWest Investment Services, Inc. in all other states where it is licensed to do business. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. Bank of the West and its various affiliates and subsidiaries are not tax or legal advisors.
BancWest Investment Services is a wholly owned subsidiary of Bank of the West. Bank of the West is a wholly owned subsidiary of BNP Paribas.
Investment and Insurance Products:
- NOT FDIC INSURED
- NOT BANK GUARANTEED
- MAY LOSE VALUE
- NOT A DEPOSIT
- NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY