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LIQUIDITY MANAGEMENT

Optimize working capital. Increase visibility and control.

To thrive, your business needs ready access to cash. Our liquidity management solutions can help you maintain efficient cash positions, improve efficiency, strengthen risk management, and maximize yield.footnote1
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Investment Sweeps

Keep excess funds working by linking your accounts to our investment sweep options. You can establish automated target balances, access convenient online reports, and eliminate daily investment call-in instructions.
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Commercial Loan Sweeps

Put idle balances to work to help control borrowing costs and reduce interest expenses by enabling automatic transfers between revolving lines of credit and business accounts.
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Cash Concentration

Gain greater control of cash positions at the local, regional, and global level and strengthen visibility by consolidating balances from multiple accounts into a master account.
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Zero Balance Accounting

Optimize cash management by fully automating physical concentration of balances to and from your Bank of the West accounts to eliminate idle balances and reduce reliance on lines of credit.
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Earnings Credit Rate

Get an earnings credit rate on a non-interest bearing business account based on overall daily cash balances across accounts and help offset monthly transaction banking fees.
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Find out what solution is right for your business

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WE CAN ALSO HELP YOU WITH

Fraud Prevention

Information Reporting

Payables

Commercial Card

Receivables

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Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.