Wine

We're here to help your business grow.

Dedicated professionals place personalized service at the cornerstone of everything we do.

As one of the nation's largest commercial lenders to agribusiness, we understand the cycles and needs of the wine business as few others do. We offer a full line of products-from equipment leasing and real estate to production credit and cash management. All with a specialized winery team that's ready to work hard for you.

Vineyard Development Loans

Our expertise enables us to customize loans to support new vineyard plantings and re-planting projects. We understand that it could be years before your new crop starts producing. Few lenders support this critical development stage. Bank of the West is one of the few to offer financing options on an interest-only basis during the developmental phase of your project.

Real Estate Loans

Whether acquiring additional vineyards, expanding facilities or refinancing the existing loan on your property, we can provide you with flexible financing options tailored to your cash flow needs.

Equipment Leasing

Consistently in the market for 30 years, Bank of the West is one of the nation's premier equipment leasing sources. Our depth of experience allows us to offer a breadth of programs to custom-tailor a lease that best fits the needs of your business. We can help you lease just about any kind of specialized equipment, including barrels, tanks and tractors.

Lines of Credit

Our finance experts can tailor short-term credit facilities to stabilize cash flow, or bridge any cash flow gap until expected proceeds from product sales are received.

Treasury Management

Since interest rate risk-tolerance levels range broadly, so do our customized solutions. We can provide you with interest rate hedging products that can reduce the risk of fluctuating interest rates and help you stabilize cash flow. We can also offer specialized products to hedge and protect against rapid or sizable changes in commodity prices, and provide a wide variety of investment products and safekeeping services to put your short-term capital to work.

Cash Management Services

We can provide you with innovative cash management solutions to help you take advantage of investment opportunities, reduce loan expenses, eliminate idle balances and increase working capital.

 Foreign Exchange

Our parent company, BNP Paribas, one of the world's largest international banking institutions, affords us an extensive global network. When trading overseas, our experts can help you identify market risks and develop hedging strategies to reduce exposure to fluctuating foreign currencies. As one of the nation's largest commercial lenders to agribusiness, we understand the cycles and needs of the wine business as few others do. We offer a full line of products-from equipment leasing and real estate to production credit and cash management. All with a specialized winery team that's ready to work hard for you.

Your Relationship Manager

At Bank of the West, we take great pride in building customer relationships - far beyond the first handshake. An agribusiness expert with knowledge of the wine industry will be your primary contact, coordinating the delivery of all the bank's products and services that best benefit your business.