Account Services

You can bank on our outstanding services.

Dedicated cash management experts

Competitive, customized products and services

Account Reconcilement

Our Account Reconcilement services will save you time and money by simplifying your bookkeeping procedures and increasing audit control of your checking account. We also offer a Positive Pay option, which provides you daily access for authenticating check payment.

Vault and Armored Car Services

Speed. Accuracy. Security. These are critical elements for the handling of your coin and currency needs. Whether you use large amounts of cash at one location or several, Bank of the West can process your cash deposits, provide timely feedback, and meet your cash supply requests.

Zero Balance/Target Balance Account

Manage your funds more effectively by consolidating your balances into a primary concentration account. Automated transfers from a single concentration account allow you to disburse or deposit through multiple accounts. Additionally, you can segment and track transactions for improved accounting controls.

Three-way Sweeps*

Maximize your company's cash flow through a Three-Way Sweep. Automatic transfers between a revolving line of credit, an investment account, and a business checking account ensure that your funds are being used productively to reduce interest expense or increase investment earnings. Transfer decisions are automated based on a pre-determined target balance, saving you time spent making daily funding decisions.

Investment Sweep*

Maximize returns on your excess cash with a Bank of the West Investment Sweep. This service provides automatic transfers between your accounts and the investment products of your choice. You manage your balances effectively, save time, and increase the earnings on your deposits.

Loan Sweep*

Manage your debt and reduce interest expense by having excess funds automatically transferred to pay down your revolving line of credit.