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Up to $500 in Credit
No cost desktop check scanner included with 2 year contract
Up to $400 in credit for new payroll customers
Introductory 0% APR on purchases and balance transfers for 12 months
Bank of the West products are offered to the residents of the states of Arizona, California, Colorado, Idaho, Iowa, Kansas, Minnesota, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin, and Wyoming.
All offers are effective April 18, 2015 through June 5, 2015. Bank of the West Prime is 3.25% as of March 18, 2015. Offers, terms, and conditions are subject to change at any time without prior notice. Other conditions, fees and restrictions may apply. Rates are subject to change and depend on terms. All loan offers require automatic payments from a Bank of the West business checking account. Loans and leases are subject to credit approval. Offers valid for applications received and completed from April 18, 2015 through June 5, 2015. Offers available for new Bank of the West loans only.
1"Owner-occupied" is defined as occupying 51% or more of the space. Commercial properties only. Offer not available for some types of properties including residential properties. Offer applies to new, owner-occupied commercial real estate loans in loan amounts up to $2 million (Ag loans up to $1 million).
2When you open your account under this credit offer, the minimum interest rate for lines of credit will be Bank of the West Prime rate (as of 03/18/2015 is 3.25%) for the first year of the line of credit. Thereafter, the interest rate will be subject to a minimum interest rate of 4.0%.
3Offer valid for applications received and completed from April 18, 2015 through June 5, 2015. Offer available for new secured lines of credit only. Offer not available for renewals or modifications of existing Bank of the West lines of credit. Secured line of credit offer requires a minimum account balance of $100,000 in a Bank of the West business deposit account (Checking, Savings or Money Market only). Variable rate of Bank of the West Prime plus 0% applies to new secured lines of credit greater than $50,000 and up to $750,000.
4Applies to new secured term loans greater than $50,000 and up to $750,000. Term determined by Bank of the West. Up to 100% financing on new or used equipment, plus up to 20% additional financing for invoiced costs related to purchase. Standard lease options are also available.
5Merchant Services provided by and subject to credit and business approval by Elavon. Elavon is not a Bank of the West affiliate. Bank of the West does not offer, control, or guarantee the services of Elavon and makes no representation or warranties regarding the services. This offer applies to new Bank of the West Merchant Services customers only. To qualify for up to $500 in credits, all applicable fees must be collected upfront, and the new Elavon merchant services account must be activated by July 31, 2015. Qualified customers receive up to $500 credit as follows: $300 account credit towards any EMV or ePOS equipment, POS switch fees assessed by previous vendor, and/or cancellation fees assessed by previous vendor (a copy of a recent merchant services statement must be supplied to be eligible for POS switch fee or cancellation fee benefit); $100 account credit towards your application fee; plus $100 account credit towards the purchase of a gift card and/or loyalty program.
6The offer includes one no cost Electronic Deposit Service (EDS) scanner with a value up to $700 per customer, regardless of the number of business locations. A no cost scanner is available to new EDS customers only and requires a two-year contract. The cancellation fee is equal to the full value of the scanner, and will be charged to the customer’s associated checking account if EDS is cancelled within two years of implementation. See the Cash Management Terms and Conditions for more details.
7Payroll Services are provided by and subject to approval by ADP, Inc. or PrimePay, Inc. ADP and PrimePay are not Bank of the West affiliates. Bank of the West does not offer, control, or guarantee the services of ADP or PrimePay and makes no representations or warranties regarding the services. In order to receive credit, company must; (1) complete ADP sales order by June 15, 2015, (2) start processing payroll by June 30, 2015, and (3) continue processing for six (6) consecutive months at the client's implemented pay frequency. Credit will be in the amount of $200 for Clients on the "ADP® Enhanced Payroll Bundle" with 1-99 employees and $300 for Clients on the "ADP® Complete with HR Bundle" with 4-99 employees and $400 for Clients on the "ADP® Complete with HR Plus Bundle" with 4-99 employees. Credit will be issued to clients in good standing and process consistently for 180 days at their implemented pay frequency. Eligible companies must use Direct Debit of Fees. Eligible clients will receive a deposit to Client’s authorized bank account as indicated on the Client Account Agreement. Clients should receive the credit within 210 days of their first processing (180 days + 30 days for processing). Can’t be combined with any other promotions and only available to new ADP Clients using RUN Powered by ADP® in the Continental U.S.
8Credit cards subject to credit approval. Certain additional charges, fees and restrictions may apply. Bank of the West’s Business Credit Card and Business Rewards Credit Card are no Annual Fee cards. Offer applies to new Business Credit Card or Business Rewards Credit Card Accounts opened between 04/18/2015 and 06/05/2015. Business Credit Card and Business Rewards Credit Card Introductory 0% Annual Percentage Rate (APR) applies to purchase transactions and balance transfers only for the first 12 months from account opening; then standard purchase and balance transfer variable APR applies. Standard variable APRs for the Business Credit Card are currently 14.99% for purchases and balance transfers, currently 22.99% for cash advances and currently 29.99% for the penalty rate. Standard variable APRs for the Business Rewards Credit Card are currently 16.99% for purchases and balance transfers, currently 22.99% for cash advances and currently 29.99% for the penalty rate. Transaction fees vary from $5 to 4% depending on the transaction. Penalty fees vary from state by state to a maximum of $35 per violation. Other charges and fees may apply. Each card will be governed by the terms and conditions in effect at the time each card is issued. For additional information, see Interest Rates, Interest Charges, and Fees section provided with your application.
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