Special offers through June 10, 2016

SMART CONVERSATIONS START HERE.

Special offers available now through June 10, 2016.

Contact Us


How can we help your business?

3.99% fixed rate

Business Term Loan1

When it's right:

  • Finance a new vehicle, equipment or other larger purchases
  • Expand your business
  • Lock in a low rate

Offer Details

0% monthly service charge

Classic Business Checking Account2

When it's right:

  • A business checking account for lower transaction volumes and everyday banking convenience
  • Bank-anywhere convenience with online and mobile banking
  • Added security for business purchases with chip debit card

Offer Details


Owner-Occupied Commercial Real Estate Loan

When it’s right:

  • Buy new property
  • Refinance your property
  • Remodel existing location

Why Bank of the West

SBA Preferred Lender

  • SBA loan terms up to 25 years, up to $25 million3
  • Nation’s second largest SBA 504 lender4

Contact Us

Limited-time offer ends 6/10/2016.
Contact Us

Limited-time offer ends 6/10/2016.
Contact Us

Easy and intuitive banking so you can spend more time taking care of the business.

Let's discuss whether you have simple or more complex business checking account needs. If a Choice Business Checking account is right for you, open one by 6/10/2016 and get full rebates on your monthly service charge for the next 12 months5.  After that, get relationship banking rebates with merchant services, EDS, credit card and payroll accounts6.  Ask your banker for details.

Save up to $500 on Merchant Services Fraud Protection Solutions7

  • Up to $200 rebate on Safe-TTM Security Solutions, an added layer of data processing security
  • Provides up to $250,000 in data breach assistance
  • Helps you avoid PCI non-compliance fees
  • Up to $300 rebate on EMV equipment and set- up fees

Save up to $15 per month on ACH and Fraud Protection8

  • Save $10/month on Positive Pay: Only $20/month when you also open a new business loan or line of credit (or save $5/month with no new business loan or line)
  • Save $5 on ACH Block: Only $5/month

    Add ACH Filter and we’ll also waive the setup fee

Business Rewards
Credit Card

Open an account and receive 25,000 rewards Points when you spend $5,000 by July 31, 20169.



Discover innovative ways to transform your business. Let's talk.

Call us at

 888-789-2345
 TTY/TDD 800-659-5495


All special time offers are effective April 23, 2016 through June 10, 2016. Loans and lines of credit are subject to credit approval and for business purposes only. Offers, terms and conditions are subject to change at any time without prior notice. Conditions, fees and restrictions may apply. Rates are subject to change and depend on terms. All loan offers require automatic payments from a Bank of the West Business Checking account. Offers valid for applications received between April 23, 2016 through June 10, 2016. Offers available for new Bank of the West loans and lines of credit only.

1. Rates are effective April 23, 2016 through June 10, 2016 and subject to change. Fixed rate of 3.99% is for loans greater than $10,000 and up to $100,000 for a 60-month fully amortizing term. Additional costs related to purchase must be clearly outlined on purchase invoice.

2. Classic Business Checking offer available April 23, 2016 through June 10, 2016 to new business checking account customers and existing business customers without a Bank of the West business checking account. Minimum opening deposit of $100. Offer subject to approval and can be changed without notice. All other fees and charges will apply, including overdraft charges and fees for certain transactions exceeding the dollar and volume limits applicable to Classic Business Checking.

3. SBA loans from Bank of the West are in participation with the US Small Business Administration. Loans are subject to approval in accordance with Bank of the West and SBA eligibility and lending guidelines. Certain fees, conditions and restrictions may apply.

4. Bank of the West’s SBA lender rank and performance based on the United States Small Business Administration’s 2015 fiscal year end results ending September 30, 2015.

5. Choice Business Checking offer available April 23, 2016 through June 10, 2016 for new business checking account customers and existing business customers without a Bank of the West business checking account. Minimum opening deposit of $100.

6. For new accounts, no monthly service charge for first twelve statement cycles after the opening date of the account. Thereafter, the $20 monthly service charge on Choice Business Checking may be fully rebated by: (1) maintaining a $6,000 minimum daily balance in the account; (2) maintaining a $15,000 average monthly combined balance in linked business money market, savings and CD accounts; or (3) having at least three Relationship Services (i.e., Merchant Services offered by Elavon, Business Credit Card, Electronic Deposit Service (EDS), or Payroll Services). If only one or two Relationship Services are maintained, the monthly service charge on the Choice Business Checking account will receive a partial rebate of $5 for each Relationship Service. The monthly service charge on Choice Business Checking and any applicable rebates will be assessed on the first business day of the statement cycle for the previous statement cycle’s activity.

7. Offer effective April 23, 2016 through June 10, 2016. Merchant Services, Safe-TTM Security Solutions, and EMV equipment or tablet-based POS solutions provided by and subject to approval by Elavon. Elavon is not a Bank of the West affiliate. Bank of the West does not offer, control or guarantee the services of Elavon and makes no representation or warranties regarding the services. EMV mobile PIN pad devices do not qualify for these offers. The offers apply to new Bank of the West Merchant Services customers only. Customers can select either Safe-TTM Gold or Safe-TTMSilver. Instant rebate for Safe-TTM Gold is provided as a reduction of monthly fees of $25/month not to exceed $200; instant rebate for Safe-TTM Silver is provided as a reduction of monthly fees of $15/month not to exceed $100; instant rebate for set-up fees and/or EMV equipment is provided as a reduction of set-up fee not to exceed $300. Instant rebates not to exceed cost of set-up fees, and/or EMV equipment. Leased EMV equipment does not qualify for $300 instant rebate. Instant rebates are only available for customers that are approved for a new Merchant Services account between April 23, 2016 and June 30, 2016.

8. The offer includes Check Positive Pay and ACH Block for $30 a month per account, or sign up for Positive Pay separately for $25 dollars a month and ACH Block for $5 a month. Standard pricing remains the same for Per Check Issue and Exception Item fees. To receive an additional discount, a new extension of credit must be received between April 23, 2016 and June 10, 2016. This offer includes Check Positive Pay and ACH Block for $25 a month per account or sign up for Positive Pay separately for $20 dollars a month and ACH Block for $5 a month. Standard pricing remains the same for Per Check Issue and Exception Item fees. The set-up fee for ACH Debit Filter is waived ($5.00 set-up fee) and standard pricing remains for the filter ($2.00 per filter) for both offers. You must sign up during the campaign period, April 23, 2016 and June 10, 2016, to receive the promotional pricing. See the Cash Management Terms and Conditions for more details.

9. Offer applies to new Business Rewards Credit Card accounts opened between April 23, 2016 and June 10, 2016. Introductory 0% Annual Percentage Rate (APR) on purchase transactions for the first 6 months from account opening; then the standard variable APR applies. Standard variable APR for purchase and balance transfer transactions is currently 17.24%. For additional credit card pricing information, see the Pricing and Terms for Business Credit Card(s) information provided with your application. Terms, conditions and other restrictions may apply. On new Business Rewards Credit Card accounts – 25,000 bonus Points credited for making at least $5,000 in qualifying net purchases (purchases minus any returns or adjustments) using the new Business Rewards Credit Card and must be made and posted to the cardholder’s account by July 31, 2016. Balance transfers, cash advances, convenience checks, interest charges and any kind of fees charged to the account do not count as purchases. Accounts must be open and in good standing to claim and redeem Points. The Bank of the West Rewards Program is subject to the current Program Rules. Points have no value except when claimed by the cardholder for redeeming an award. Values of awards, Points required for an award and awards offered may vary from time to time without notice.

You are leaving the Bank of the West website.

Please be aware: The website you are about to enter is not operated by Bank of the West. Bank of the West does not endorse the content of this website and makes no warranty as to the accuracy of content or functionality of this website. The privacy and security policies of the site may differ from those practiced by Bank of the West.


To proceed to this website, click OK, or hit Cancel to remain on the Bank of the West website.