Financing and services to help move your business forward.

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Financial solutions to move your business forward.

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Lending solutions to meet the changing needs of your business.

Business Line of Credit1

When it's right:

  • Manage cash flow with confidence
  • Prepare for spikes in demand
  • Fund unexpected opportunities

Offer Details


Limited-time offer ends 02/26/16.

Get Started

Flex Line Term Loan4

When it's right:

  • Short-term projects
  • Multi-stage purchases
  • Financing flexibility for better cash flow management

Offer Details


Limited-time offer ends 02/26/16.

Get Started

Owner-Occupied Commercial Real Estate Loan

When it’s right:

  • Buy new property
  • Refinance or remodel existing facilities
  • Take advantage of longer terms

Offer Details

Get Started


Our business is supporting the financial goals of your business. Let’s find the right tools for you today.

Checking Accounts

An operating account and business services can help keep your funds working more efficiently. Together we can determine which solution works for your business. Contact a Banker >

Merchant
Services5

Up to $300 savings with
$200 off EMV® equipment6
$100 off set-up fees6

Electronic
Deposit Service

No cost desktop scanner included with 2-year contract7

Online Wire
Transfers

Save up to $1508 – make domestic and international wires from your office

Business Rewards
Credit Cards

Open a new card and receive 0% introductory APR9. Plus, receive 50,000 bonus Points9 when you spend $5,000 by 3/31/2016

Let's start a conversation today.

Call us at

 800-234-6557


TTY/TDD 800-659-5495

Loans and Lines of Credit are subject to credit approval and for business purposes only. Offers, terms, and conditions are subject to change at any time without prior notice. Conditions, fees and restrictions may apply.

1Offer valid for applications received and completed from January 9, 2016 through February 26, 2016. Rates subject to change and depend on terms. The minimum interest rate for lines of credit will be Bank of the West Prime rate plus .50% for the first year. Bank of the West Prime is 3.25% as of December 2, 2015. Thereafter, the interest rate will be subject to a minimum interest rate of 4.0%. Offer available for new secured lines of credit only for amounts greater than $50,000 and up to $750,000. Offer not available for renewals or modifications of existing Bank of the West lines of credit Secured line of credit offer requires Choice Business or Analyzed Business Checking account. Loan offer requires automatic payment from a business checking account. Offers available for new Bank of the West loans and lines of credit only.

2Offer available to new and existing Choice Business Checking account customers. The monthly service charge of $20 on new Choice Business Checking accounts will be rebated for the first two statement cycles. Minimum opening deposit of $100. Ask a banker about ways to waive the monthly service charge thereafter. Additional terms and conditions and fees apply.

3Offer available to new and existing Analyzed Business Checking account customers. Account charges based on service usage less earnings credits, based on balances, may offset fees. Minimum opening deposit of $100. See current Analyzed Business Checking Schedule of Fees for details.

4Offer valid for applications received and completed from January 9, 2016 through February 26, 2016. Rates subject to change and depend on terms. Offer available for new extensions of credit for amounts greater than $10,000 and up to $750,000. Bank of the West Prime is 3.25% as of December 2, 2015. Interest will accrue on the outstanding principal balance at the following rates: A) from the date of origination to the end of the draw period at a variable rate per annum of Bank of the West Prime +0.5%; and B) from the end of the draw period to the maturity date at a fixed rate per annum of 3.75% in excess of the Five-Year U.S. Treasury Securities Rate in effect at the time of conversion to the term loan. Rates are subject to change and depend on terms. Loan offer requires automatic payment from a business checking account. Offers available for new Bank of the West loans and lines of credit only.

5Offer effective January 9, 2016 through February 26, 2016. Merchant Services provided by and subject to approval by Elavon. Elavon is not a Bank of the West affiliate. Bank of the West does not offer, control, or guarantee the services of Elavon and makes no representation or warranties regarding the services. The iCMP EMV mobile device does not qualify for these offers. The offer applies to new Bank of the West Merchant Services customers only.

6Instant rebate for purchased EMV equipment is provided as a reduction of cost not to exceed $200; instant rebate for set-up fee is provided as a reduction of set-up fee not to exceed $100. Instant rebates not to exceed cost of EMV equipment and/or set-up fee. Leased EMV equipment does not qualify for $200 instant rebate. Instant rebates are only available for customers that are approved for a new Merchant Services account between January 9, 2016 through March 31, 2016.

7The offer includes one new Electronic Deposit Service (EDS) scanner at no cost with a value up to $700 per customer, regardless of the number of business locations. The one new scanner is only available to new EDS customers and requires a two-year contract. The cancellation fee is equal to the full value of the scanner ($400 for Digital Check CX30 or $700 for Epson CaptureOne). The fee will be charged to the customer’s associated checking account, if EDS is cancelled within two years of the effective date on the Addendum signed by the customer for the promotional scanner. See the Cash Management Terms and Conditions for more details.

8$10.00 discount is applied to each wire transfer for a total of ten domestic wires and five international USD wires initiated Online through WebDirect. Wires must be initiated between January 9, 2016 and February 28, 2017. Actual Wire fee after the $10.00 discount is $15.00 for each domestic wire and $25.00 for each international wire. Offers available to new WebDirect Value customers only.

9Subject to credit approval. Offers apply to recipients of this direct mail promotion who open a new credit card between 01/09/2016 and 02/26/2016. On new Business or Business Rewards Credit Card accounts – Introductory 0% Annual Percentage Rate (APR) on purchase transactions for the first 6 months from account opening; then the standard variable APR applies. Standard variable APR for purchase and balance transfer transactions is currently 14.99% for Business Credit Cards and 16.99% for Business Rewards Credit Cards. Balance Transfer fee of the greater of $5 or 3% applies. For additional credit card pricing information, see the Pricing and Terms for Business Credit Card(s) information provided with your application. On new Business Rewards Credit Card accounts – 50,000 bonus Points credited for making at least $5,000 in net purchases (purchases minus any returns or adjustments) using the new Business Rewards Credit Card. Qualifying purchases must be made and posted to the cardholder’s account by March 31, 2016. Accounts must be open and in good standing to claim and redeem Points. The Bank of the West Rewards Program is subject to the current Program Rules. Points have no value except when claimed by the cardholder for redeeming an award. Values of awards, Points, required for an award, and awards offered may vary from time to time without notice.