Commercial Real Estate Loans1
- Owner-occupied up to $2 million
- Agricultural loans up to $1 million
- SBA loans up to $15 million
Secured Business Lines of Credit2
- With minimum deposit to a Business Checking, Money Market or Savings account
Secured Term Loans4
- Great for new or used equipment purchases
- Up to 20% additional financing for related purchase costs
Ask us about our business checking and cash management solutions.5
All offers effective September 14, 2013 - November 1, 2013. Bank of the West Prime is 3.25% as of August 15, 2013. Offers, terms and conditions are subject to change at any time without prior written notice. Other conditions, fees and restrictions may apply. Rates are subject to change and depend on terms. All loan offers require automatic payments from a Bank of the West Business Checking account. Loans and leases are subject to credit approval. Offers valid for applications received and completed between September 14, 2013 and November 1, 2013. Offers available for new Bank of the West loans only.
1 Standard Commercial Real Estate loan rates and fees apply. Commercial properties only – offer not available for some types of properties including residential properties. Applies to a new owner-occupied, commercial real estate loan with a 20-year term, 20-year amortization in new loan amounts up to $2 million, $1 million (AgLink), and $15 million (SBA). "Owner-occupied" is defined as occupying 51% or more of the space. SBA loans from Bank of the West are in participation with the United States Small Business Administration. Loans are subject to approval in accordance with Bank and SBA eligibility and lending guidelines. Certain fees, conditions and restrictions may apply.
2 Offer valid for applications received and completed between September 14, 2013 and November 1, 2013. Offer available for new secured lines of credit only. Offer not available for renewals or modifications of existing Bank of the West lines of credit. Secured line of credit offer requires a minimum deposit of $100,000 with new funds to Bank of the West in a business deposit account (Checking, Savings or Money Market only). Variable rate of Bank of the West Prime plus 0% applies to new secured lines of credit between $50,000 and $750,000.
3 When you open your account under this credit offer, the minimum interest rate for lines of credit will be Bank of the West Prime Rate (as of 8/15/13 is 3.25%) for the first year of the line of credit. Thereafter, the interest rate will be subject to a minimum interest rate of 4.0%.
4 Applies to new secured term loans between $50,000 and $750,000. Term determined by Bank of the West. Up to 100% financing on new or used equipment, plus up to 20% additional financing for invoiced costs related to purchase. Standard lease options are also available.
5 Certain restrictions and eligibility requirements apply to some cash management products.